2014 - keep crunching away

DebtFree2012

Option taken and balance transfer request in

LAM2011

morning,


I hope the ebay sales makes some good money.


Swags takes about a week to pay out - mine goes into paypal and I transfer it to bank account.

DebtFree2012

Thanks LAM. I'll keep an eye on paypal then - am super excited to make this first payment LOL! It's the start of my debt's demise!

CCV £12.50 overpayment's cleared and CCR is officially closed.

ebay has 2 watchers on the coat so hope they will out bid each other a bit No bids yet tho.

Car's not been used for 3 days so have saved on diesel there and no extra spends this week plus free lunches.

Looking forward to the weekend now

pennywisepoundstupid

Great news about the 0% offer, fingers crossed for the ebay items.

DebtFree2012

Good Morning diary land

A very productive few days. I learnt alot on the course so that's good, need to put it into practice at work now. I'm in this week at work then off for 2 weeks and a day Can't wait.

Despite having a headache since Friday night I've got quite a bit done including listing a few more things on ebay. One thing isn't mine and typically is going for the most money but the agreement is anything over £30 is mine and it's at £21 already

The BT is in progress to CCV so I think it'll clear (showing as pending) tonight so tomorrow I will close out CCT and then throw everything I have at CCV.

Some more Christmas presents have arroved so I need to update there when I can be bothered! Also I've got a [EMAIL="t@ste"]t@ste[/EMAIL] card through which looks interesting. I've also raised a claim with Quidco as my £30 for joining npower was declined - wrongly. So that's in progress. £5 from swags not hit yet and I've got £6.18 from another survey site pending so I know I have at least £41.18 to overpay this month on top of the £12.50 I've already made meaning I will have thrashed my target of £10 That's if it comes through in time!!!! Might have jinxed myself there lol.

The ebay at least will add on top of that and I've got 3 items all with 99p bids on and others with watchers so hoping to make a few pounds there.

I have a feeling I might get bored when I am DF with none of this to do!!

DebtFree2012

Trying to get organised, we going away for a couple of nights when we're off. We were planning on going to Edinburgh but everywhere's so expensive presunalbly due to the fringe and games attracting more visitors so I think we may wait. Wanted to head to l0ch ness too but again it's booked out so may leave it until October half term or just one weekend.

Looking for an alternative now.

DebtFree2012

onep0ll at 6.25 but been so slow over lunch not had time to do them all.

DebtFree2012

I've stumbled across an old phone (faulty) and have a quote if I sold it online for £24. Good stuff.

pennywisepoundstupid

All sounding positive, you are really on a roll.

DebtFree2012

Morning diary landers.

A busy day ahead today and my headache's finally shifting (had it since Friday evening) so I feel stacks better. I can now pick something up without standing up and being in agony yey.

This morning has seen me cutting up my CCR and CCT cards as they are both onto CCV now at 0%. This is a big deal to me as I now have "only" 2 cards instead of the 4 which left me feeling sickly. All in my head I know given the balance is the same tho I won't have interest which I would have if I hadn't changed.

I also paid a huge chunk off the Next account the other day.

ebay is the same, ticking over but no more bids. I'd be happy for them to end as they are as I've still made a profit so that's all positive.

Lots on at work so I need to try and focus there as my brain's trying to go into holiday mode already. Best get started.