Marvin The Moneyspider's Web Of Saving! SAVINGS CHALLENGE

WantToBeSE

hi TM6

I have started my own savings diary over on the savings section. Basically i too started with £0 and over the last month or so i have saved £862.

I have never been any good at saving, but i think i have caught the bug!

Good luck

TM6

Shropshirelass wrote: »

I'll be with you. I want to build up savings in my PO account as backup, in case current account at another bank decides to get hung up at any time.


Just been to [EMAIL="T@sc"]T@sc[/EMAIL]@ and saved £3.40 using old coupons that I almost threw away - that will be the starting amount in my tin. Will just need bread on Saturday, also newspaper (we only buy once a week for TV schedule), otherwise no shopping needed until next Thursday.

Going to the supermarket is a big weakness for me so I have paid for a 6 month delivery saver. By having it delivered not only am I saving on fuel but our food bill is definitely lower as we are only ordering what we actually NEED - no impulse buying :T

TM6

WantToBeSE wrote: »

hi TM6

I have started my own savings diary over on the savings section. Basically i too started with £0 and over the last month or so i have saved £862.

I have never been any good at saving, but i think i have caught the bug!

Good luck

WOW - that's an amazing amount, well done you :T

We wouldn't be able to save that much as my DH's take home is only a couple of hundred more than that

camNolliesMUMMY

If it helps I've recently told my husband that if my card is on me whilst out I spend. So weekly I will put money in my spare account just for shopping, it has no overdraft so I can not go over.
I've given my joint card to my husband d because my budget is low I have to make sure it's really needed before I buy.

Today for example I took my shop card and went to lidl with my mum I bought 1 item which is needed......toilet roll 20 rolls 3 ply was £5.99 but was still marked down at £5.29 I saw it as a good deal and usually buy 20+ rolls at a time anyway. It rang up on the till as £5.99 but I questioned it still and she apologised honoured my purchase as they forgot to take the reduced price sign down. We had two rolls left at home so I grabbed em.
Went to the bargain shop and only bought bleach 55p and nappy cream £1 both really needed. I was very proud of myself.

I've decided to start running our home like a buisness and every penny will be logged!
I have a diary and I've started putting the receipts init and will total it up on the Sunday.

Il also be reading my meters and checking the balance on my pre payment meters every Friday.

I've made a meal plan to last till the 30th based on what I already have in to use it up and try not to blow my budget.
The only things il need next week are milk, bread, mince, and three whole chickens from farmfoods for £10 and will be putting two in mil's spare freezer..

Good luck! Il be watching this thread to see how you get on.

I think the online shopping is a good decision!

And you've given me the idea to have a money pot too.

huston_kw

I think I really need to join in on this thread, our spending got a bit out of control last year and it wasn't on luxury stuff either, I think a large chunk was wasted on alcohol as we moved in June and we stopped home brewing, so I'll be setting some on the go very soon

LameWolf wrote: »

I'm trying to go without alcohol for the whole of January, which is going to be a challenge, to say the least; so - how about I forgo alcohol, if you forgo the sales.:o

I'm also forgoing alcohol this month, I drunk way to much over the festive period and my bank account is hating me... I'm thinking of only drinking home made stuff, we have some of the wine kits in, which take about a month but taste better after 3 months, so I'm aiming for the first quarter wine free

TM6

It is brilliant that so many people are joining in

I have been looking at the frugal thread as well as WTBSE's 'Saving From Scratch' diary and I'm all fired up.

We all need to keep the momentum up... actions speak louder than words

KERCHING!

WantToBeSE

I am another one who is planning on an Alcohol Free January Too much excess over the Holidays!

Thanks for checking out my Savings Diary, TM6. I wont be able to save anything for the next few weeks as i am out for a meal with friends (as part of a NY resolution to be more sociable) and then the week after that, my little boy turns 14 so i am taking him (and my other son) out for a meal/bowling etc.

madvixen

I love the idea of only going to the Supermarket "online". I've done a couple of online shops and it really saves me money. I tend to only buy from the special offers when I'm online whereas in store I buy stuff that takes my fancy. My only apprehension with online is that I miss the "yellow stickers" and they make up a large portion of my freezer

tazzyb

I am going to join too.

I am funny with saving - manage it no problem for my sons ISA and his Xmas/Birthday fund.

I do have two other savings pots - holidays and rainy day and these are the ones I keep having to empty.

I have a massive store of food but get so tempted when I visit the super market. I used to shop online but its popping in for milk and bread that gets me, £40 later I am bringing even more food home.

Got quite a lot of baby clothes to sell but I am going to wait until end of the month to list them on ebay.

castri09_2

i would love to join in, my freezers are full, need to buy new car as went on hols at Christmas and got flooded by the sea (insurance is paying out but not enough to get a good car).i do like going out and drinking think that needs to stop for health and purse.:beer: