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The 'extra payment every week' thread 2014

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  • An extra £27 to the credit card this week.

    Total since starting last month: £72.18

    Not too bad! I like adding up all the payments as the total looks more impressive :)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • Didn't make an extra payment last week as I really couldn't afford to. I've paid £15 today to make up for it.

    Hope everyone is well Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Picklepot
    Picklepot Posts: 360 Forumite
    edited 13 September 2014 at 12:30PM
    Hello

    Is it too late for me to join? I am a regular lurker and would love to join challenges but fear i will give up, or spend too much time on line reading, cheering on from the sidelines but not actually doing much myself! but you have really inspired me and Ive been doing it for a few weeks with success.

    For those of you posting small amounts you made me realise - i can do that!

    All my debt is on % so i am going for the one whose 0% expires first.I am trying to concentrate on that one and then the others will follow.

    This month i contacted CC people and changed minimum to a fixed amount because i wasnt considering my monthly payment was going down. because of the dates the DD go out they told me to make a manual payment which i did but then they still took the DD (£78) out ! i think i'll be ok though., I also found a dormant greeeen Metroopolis account so transfered another £5.00 and then had an annoying sum that needed rounding off so another £2.83

    Total so far this month overpayment

    £ 86.83
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Can I join too plz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Welcome Picklepot and abba, of course you can join! Well done for starting already Pickle, it sounds like you have a good plan Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Thank you.please-let-me- be-lucky

    Whoever wrote on one of the posts that this is addictive is right:D. I have gone around all the pots in the house bagging up loose change ready for next trip to the bank!

    DS back to uni next week so hope to save on food bill.However we have had to increase his allowance until he gets a part time job :mad:
  • kbl
    kbl Posts: 340 Forumite
    Hi, just reading through thinking this is such a good idea, will do this next year, then noticed that people are still joining, so thought, what am I waiting for? Have a rather large cc (it was extremely large not so long ago, but want it down completely) so will concentrate on that, no option to transfer to 0%, so have estimated that by the time I've finished it (this time next year) the interest will have bumped it up to about 1800 :eek: Obviously if I can get it down faster, the final total won't be near that amount, so am aiming for an extra tenner a week on top of minimum monthly payment for now?
    Credit card €7892.36/€ 0
    Catalogues €767.52/€ 0
    hospital costs €550
    wtshtf fund 0/ €2000
    #13 1% challenge - 0
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent £45 to my CC minimum payment was £25 so £20 extra sent as I thought it was £175 instead of £195
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Yes, just jump right in kbi :D.

    It certainly is addictive, and it makes such a difference Pickle.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I've not posted in here since payday as I've not paid anything extra off but I did pay some extra to pay off the overdraft on my business account the other day, only £2.92 but it all helps!! Just £188.28 left to go on that one so should get it cleared next month :-)
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