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The 'extra payment every week' thread 2014

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  • I have made some pretty big over payments at the end of the month which is unheard of for me!

    £39 for one CC £157 another CC £64.50 on another CC.

    all additional payments I would not have made had it not been for this thread!

    keep going! pay day for everyone? mine won't be until Monday, look forward to making more over payments then! :)
  • purplegrape
    purplegrape Posts: 207 Forumite
    edited 30 August 2014 at 9:19AM
    Great news on all your first over payments! I've been paid this month but I'm actually moving soon to Bristol so all my residual pennies are being redirected to my savings account for the moment. I did manage £7.25 this week.

    Happy weekend!
  • Welcome to all newbies, congratulations on all first payments and well done to those who keep plodding on!

    I've been away for a few days so just made this week's payment of £5 Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Hi guys,
    Well done on all the extra payments. I've managed a total of £22.16 this month.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • emm85
    emm85 Posts: 9 Forumite
    £32 off for me :)
    31/08/14 - Debt = [STRIKE]£11,445.[/STRIKE]
    27/9 - £11,024
    Sept NSD - 1/12
  • I've subscribed to this thread! This will help me try n clear some debt but I do need to get a cc balance from my hubby to find out our total. We are currently overdrawn too so il be looking to start this either October or November so I can try and get the overdraft down first.
    We have.....
    catologue balance £303.32 no longer interest free
    Cc1 £151.00 dh's
    Cc2 £3318.95 dh's
    Cc3 £?
    and a mortgage but I won't be over paying on that until debts have gone!
    Need to get organised as we start paying the finance on our kitchen next June!!! And I'd like to try and over pay that when all this has gone?
    Ds2 born 3/4/12 8lbs 8.5:j
    Ds1 born 28/4/07 9lb 8 :j
    Frugal, thrifty, tight mum & wife and proud of it lol
    :rotfl::j
    Make money for Xmas challenge 2014 £0/£270
  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    made an overpayment on my bank loan today of £35.00 (interest saved £21.00) and reducing the payment by 1 month only another 28 to go.......:mad:
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • This weeks extra payment is a humble:

    £2.72 to the nationwide credit card.

    I've been paying more than the minimum on the CC's each month, so am counting these 'extra payments' as just a little bit more that I can squeeze out of the weekly budgets and onto the card.
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • CC bill today min pay £25 over paid it by £75!

    This thread is awesome thanks everyone for keeping me on my toes with over payments!
  • a titchy £1.51 off for me! but it all helps and i do like a nice round number on the balance! :)
    31/08/14 - Debt = [STRIKE]£11,445.[/STRIKE]
    27/9 - £11,024
    Sept NSD - 1/12
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