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Jump into January NSD Challenge

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  • Well this is my first month trying the challenge and got to say ive found it very difficult!
    3/15 so far....
    Maybe aim for a bit less next month ;)
    Debt 1st January 2014 - £14,500 :(
    Loan £8370 CC1 £1995 CC2 £190 Catalogue £138 Overdraft £1800 Paydayloans £2000
    January Take lunch to work 11/19
  • cardi80
    cardi80 Posts: 426 Forumite
    Afternoon all!

    Declaring yesterday as NSD # 9 and today will be NSD # 10.
  • NSD # 9 for yesterday. :D

    Will be back later with the weekend update unless MissE001 beats me to it. :D

    Hope everyone's well.
    SPC 18 Target £200 /
  • I don't know whether to class today as a spend day or not.
    I had to pay £10 to get my glasses fixed as I accidentally snapped off one of the arms.

    Yesterday was a spend day but I did buy a notebook which will be useful for me to keep as a spending diary. I need to stop buying sweets and food lol.
    FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment
  • Woohoo. Saturday was my 10th NSD so far this month - target achieved.:j
    Use it up, Wear it out, Make it do, Do without.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    brokemedic wrote: »
    Hi all, still in bed though my shift starts in 45mins:eek:

    Anyway I am declaring 12NSDs and 8 in a row.

    Which make me wonder the reason I did this was because I have no money until payday. How much money would I have saved had I money in my account to spend? How much more debt could I have paid off?

    I have not succumbed to sweet stuff from the nice coffee shop - in not doing any grocery shopping, I found a nice pack of filter coffee hidden in the back of the food cupboard. And just take in sweet fruit to satisfy the sweet tooth..

    Anyway had better get moving otherwise will be late for work and don't think the boss will be happy.

    Hope everyone has a good Sunday :)

    8 in a row - get you ! :j:j

    Sorry still not had time for the in a row updates yet, bit of crisis management at the moment, but couldn't let 8 in a row go unnoticed
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Igor! Tell me you were not trying to palm off your leftover Christmas brussels sprouts on marmite and kerri!!!

    Oh, well, if they were from the freezer that's all right then.

    Hang on a sec....why did they all have green fur coats on if they were only left over from Christmas?

    Ahhh, Christmas 2012, I see......better ring up the hospital and book an A & E trolley or six, I think we're going to need them....just let me chuck these 2 NSDs into the Cauldron which I seem to have acquired, making my new total now 8 NSDs!!!!
    One life - your life - live it!
  • I have struggled with time this month so haven't been keeping up with this thread. However I can report another 5 NSDs including another 3 in a row. This takes my total to the month to 8.

    Thanks to everyone who puts in the time and effort to keep this updated and us motivated
  • I'm home from work and about to batten down the hatches and put my feet up whilst hubby cooks tea :D. So time to declare today NSD no. 12.... :beer:
    Save £12k in 2014 - No. 153 - £1900/£9000

    January NSD Challenge - 19/21 under target :(
    February NSD Challenge - 22/20 - over target :D
    March NSD Challenge - 19/14 - over target :D
    April NSD Challenge - 0/16
    YTD NSDs = 60
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    NSD no.8 :j Took blueberry porridge and chicken & veg curry (both homemade) into work.

    Now in library and then going home.

    Lent work colleague £3 but I'm not counting that as he's nice and trustworthy and will give it back to me tomorrow :D
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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