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Trying to get on track
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Hi INOD
I've been off the boards for some time but have just read your diary from the beginning of the year. I am so sorry about your sister - you've had such a rollercoaster time but things seem to be looking up now.
I'm glad to read that you are utilising "Couch to 5k" Keep it up! I've had the app on my phone for some time now and all I do is stare at it...............
Have a great holiday xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thanks for the good wishes. I'm currently en route to holibobs as we speak with the usual last minute gallops. Part of my plan while away is to work on future finances as it's too easy for drift to creep in. Today's bombshell was an email to say a staff member had resigned. However, work mode is being switched off, it'll all be there when I get back.
Today I am grateful for
Dd's safe return from ny
Friends
Good health throughout the familyMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Have a good holiday INOD. Put work and any other issues aside and come back refreshed and ready to do battle
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Love today's grateful list.
Happy holibobs:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Enjoy your holiday INOD Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
I'm back. The holiday was good but not as good as expected. Weather was poor and a few other things didn't live up to expectations. Overspent but avoided excess baggage charges by the skin of our teeth. Got home on Saturday to news of a bereavement, followed by another on Sunday and a third today. Hopefully that's the three that things allegedly come in.
Went into an absolute !!!! storm in work that's giving me itchy feet again. OH believes I should quit but I'm so torn. I received another series of sainsbobs weekly vouchers so have taken advantage of one that means I owe £9 to the mortgage. I also wombled £1 from an abandoned trolley which went into a savings pot.
I returned to my jog club on Monday and tomorrow have my second last counselling session. I'm trying to stick with the "improvement activities". Fingers crossed that things improve as they feel decidedly unsettled at present. Must go and look at my on line credit card transactions. May need to stock up on Kleenex first.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Why are you torn?
What do you like about job?
What do you dislike about the job?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think beanie's idea of making some lists re. pros and cons of your job is a very good idea...................
Keep up with the jogging!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Hope you have had a good week & enjoy your weekend I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi INOD - really sorry to hear that you're having such a tough time, and that your holiday wasn't as good as expected
Maybe a pros/cons list is a good idea for your job - sometimes the right thing doesn't come up until you're ready to 'move on' mentally
Gib xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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