Pay ALL your debt off by Xmas 2014!

archery

Late with final update for the year, due to changing main bank account (free £150 on its way to me)
Total debt reduction for month of December is £1275.14. down on normal amount
number 125(archery)
£15671.27/£13000 (20% over target, one happy bunny)
Total Debt as of 29/12/14 £81128.46

minicooper272

foxy78 wrote: »

A big thanks to this thread - all debt completely cleared :j:T

next one will be my first home purchase mortgage for 2015

Happy new year in advance to all :beer:

Congrats foxy - that will be my goal for next year too, if I can!

ali_bf wrote: »

This whole thread has been amazing. It gives you hope when you truly think there is none.
For me, I seemed to do so well until reality struck and I realised I hadn't budgeted at all.for Xmas. With 5 children that's a disaster.
Back to the drawing board, let's hammer the debts off in 2015.
huge thank you to everyone who ran this thread..

You've still done really well this year! But I don't envy you with 5 kids at Christmas, the food bill alone :eek:

mossy wrote: »

Wow it's crazy to think that between us we had that much debt, :eek: but we've also managed to clear half a million of it!! :T :beer:

Thank you minicooper for looking after us and thanks everyone for keeping me motivated. I've certainly paid off much more than I would have done without you all!! :smileyhea

To be fair, it's not all that much when you divide it by 218 people

minicooper272

Roll of Honour 2014!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

:j #007 foxy78 Paid £5,500 :j

:j:j:j:j 28th December 2014 :j:j:j:j


:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

LoveaDove

Hello all! Sorry for the absence the best part of this year- it's been a heck of a year!

Hope you have all had a great Christmas and that you all have a Superb New Year!

Very late last check in for #28 £5805/ £7000 (82%)

Best luck to all of you rocking on over to the 2015 thread! And Minicooper thank you for running this thread all year! x

black_cat

£4424/£8847 (50%)

Definitely going to clear it next year!

Dakota86

Well I have somehow managed to end the year with more debt than I started it with. We have consolidated our debts though so we are starting 2015 owing money to the bank only and not 3 x catalogues, loan, 2 x credit cards and parents. Hoping to join for 2015 and I PLEDGE TO END THE YEAR WITH LESS DEBT THAN THE START!!

666paw

Sorry have not kept up to date with this thread but I have slowly been plough away. Not cleared as much as I would have liked but anything is better than nothing.

no. 199 with a total of 1843.57 cleared which leaves 1800.00 remaining.

Thanks for this thread as it helps focus the mind and pay more off.

666

dktreesea

Dakota86 wrote: »

Well I have somehow managed to end the year with more debt than I started it with. We have consolidated our debts though so we are starting 2015 owing money to the bank only and not 3 x catalogues, loan, 2 x credit cards and parents. Hoping to join for 2015 and I PLEDGE TO END THE YEAR WITH LESS DEBT THAN THE START!!

You and me both. Though it may have looked better if I had included all my debt at the beginning of 2014 instead of just the loans/overdrafts/cc kind of debts. This year I will add in all the bills so I know exactly where I stand!.

Jonesy88

Hey minicooper - just declaring my 2014 results:

#207 £2000/£5000

Fantastic figures everyone! See you on the 2015 thread.

Karb

#124 declaring my total for 2014.


Thankfully, after 5 months out of work, I started a new job ten days before Christmas, so that has eased a lot of my financial worries.


My redundancy money has gone a long way towards clearing my debt. I have spent a little on my credit cards this month in order to buy Christmas presents, but I'll pay it off in full before I incur any interest.


Overall I paid off £15085.56 in 2014.