Pay ALL your debt off by Xmas 2014!

utopiah

#53 Well I am pleased to announce I am now debt free. I have put off posting this news since the beginning of November because with christmas looming i just wanted to make sure everything was covered before I declared my self debt free. I could not have done it without the support of MSE, even though I.m not a regular poster i am a dedicated follower of this thread. It feels very surreal atm. Although I have never been in debt of more than £3000 at a time I have been borrowing on cc since the age of 20 so for 25 years eeek. I have been lucky enough to have a good credit rating so have been shifting constantly to 0%. This however has been my downfall because I've rarely paid much in interest its never been an urgency to clear it but this has cost me loads in transfer fees. It feels great to see my cc with £0.00 balance now. sorry for the long post and once again thank you for your support.:beer:

minicooper272

Congratulations Utopiah! What a great start to the new year Roll of honour to follow!

minicooper272

Roll of Honour 2014!

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:j #034 utopiah Paid £1,323 :j

:j:j:j:j 26th December 2014 :j:j:j:j


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SpagBol

minicooper272 wrote: »

Right gang - WE MADE IT!!!! :xmassign:

So here are the facts for the year (and I'm going to see how many emoticons I can get in here):

We welcomed 218 members this year :santa2: (I suppose it's time to say goodbye to you from the 2014 thread too!)

Altogether we had a total debt of over £1.5m :eek::eek:

In December (so far at least) we have managed to pay off £35,397.75 :dance: (The totals for each month are down at around post 6 on the front page if you want to see the breakdown!)

This takes our total for the year to:

:j:j£546,391.96:j:j

That is over half a million quid right there :eek:

We also have 21 members who reached their target or became debt free this year :j

Please feel free to add any final payments after this post - I'll re-summarise next week if I get any new payments posted.

MASSIVE congratulations to every single one of you - give yourselves a big pat on the back and do a happy dance :dance: :rotfl: enjoy what's left of 2014, and good luck for the future to everyone who is carrying forward to next year

Wow wow wow well done everyone!!


Thanks minicooper!

kirstydriver

minicooper272 wrote: »

Right gang - WE MADE IT!!!! :xmassign:



This takes our total for the year to:

:j:j£546,391.96:j:j

That is over half a million quid right there :eek:

That is amazing! well done everyone! x

Mat_Lock

Wow that is awesome news everyone !! Well done all of us !!

Hope everyone had a great Christmas. Wasn't able to get online for a few days.

See you in the 2015 thread

foxy78

A big thanks to this thread - all debt completely cleared :j:T

next one will be my first home purchase mortgage for 2015

Happy new year in advance to all :beer:

ali_bf

This whole thread has been amazing. It gives you hope when you truly think there is none.
For me, I seemed to do so well until reality struck and I realised I hadn't budgeted at all.for Xmas. With 5 children that's a disaster.
Back to the drawing board, let's hammer the debts off in 2015.
huge thank you to everyone who ran this thread..

Aphidgirl

Well done everyone, hugely impressive debt-busting :T

Have a great new year, see you soon on the 2015 thead:beer:

mossy

Wow it's crazy to think that between us we had that much debt, :eek: but we've also managed to clear half a million of it!! :T :beer:

Thank you minicooper for looking after us and thanks everyone for keeping me motivated. I've certainly paid off much more than I would have done without you all!! :smileyhea