Pay ALL your debt off by Xmas 2014!

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1356357359361362365

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  • starnac
    starnac Posts: 5,917 Forumite
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    well done Mat you are so close now
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
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    starnac wrote: »
    well done Mat you are so close now

    Yeah I know, just about there.

    I am hoping I get lucky with a scratchcard or the Free Postcode Lottery and get a couple of hundred £££ win.

    Doubt that would happen though.

    :j:j:j
  • starnac
    starnac Posts: 5,917 Forumite
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    Mat_Lock wrote: »
    Yeah I know, just about there.

    I am hoping I get lucky with a scratchcard or the Free Postcode Lottery and get a couple of hundred £££ win.

    Doubt that would happen though.

    :j:j:j

    :rotfl::rotfl:I've recently been thinking a nice rollover win on the FPL would help too!! Don't do scratchcards so that's never going to happen to me :cool:

    Good luck and finger's crossed for a win for you though ;)
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
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    I hate having pockets full of change so if I have a spare £1 in shrapnel I will buy a scratchie. Never more than 1 or 2 a month haha
  • SpagBol
    SpagBol Posts: 1,371 Forumite
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    I've joined the 2015 thread but DH had an invoice paid unexpectedly early so will carry on with the 2014 challenge until Xmas day:

    #001 £4,639 / £49,000 9.47%

    :j

    Happy CHristmas preparation everyone! :xmastree::santa2:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Skinnylatte
    Skinnylatte Posts: 1,243 Forumite
    First Anniversary First Post Debt-free and Proud! Home Insurance Hacker!
    edited 21 December 2014 at 9:54PM
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    OK, that's me finished for this year. I didn't manage to pay off the whole lot, but nearly £75% of it.

    My remaining debt to be moved on to the 2015 thread is £3407, thank you so much minicooper for running the thread this year, brilliant job x

    Total for 2015 for #44 £10000/£13407 74.6%


    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Pablosammy
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    OK, that's me finished for this year. I didn't manage to pay off the whole lot, but nearly £75% of it.

    My remaining debt to be moved on to the 2015 thread is £3407, thank you so much minicooper for running the thread this year, brillaint job x

    Total for 2015 for #44 £10000/£13407 74.6%



    Well done paying so much off! The end is in sight. I'll update your total in the 2015 thread :)
  • SpagBol
    SpagBol Posts: 1,371 Forumite
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    #001 £4720 / £49000

    It is my payday tomorrow so I will pay off £280 to give us over 10% paid off, a nice round number of £5k and a new target of £44,000 :j I thought we would be starting at £45k in 2015 so that is an unexpected bonus :j

    Thank you so much to minicooper you have been brilliant this year, much better than I was last year :rotfl::T:A:beer:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • starnac
    starnac Posts: 5,917 Forumite
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    This was supposed to be my last payment of the year but I am only £23 short of paying off £5k this year so I may have another look to see if I can squeeze it from somewhere ;)

    #87 £4977.17/£9827.73 or 50.6%

    :j over 50% paid off :j I'm so pleased. Thank you to minicooper for running this thread and thank you to everyone who posts here. Everyone is so encouraging and supportive :D
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • eecjwd
    eecjwd Posts: 47 Forumite
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    I've not posted for a couple of months but have still been busy paying it off

    #129 £8747.99 / £9016

    That means I have one payment of £268.01 left to pay which would normally go out by direct debit on the 25th but should now go on the 29th, so I won't officially be debt free for Christmas but will be before the year is out
    Debt free by end of 2014

    £6963.74 / £9016

    Grocery Challenge £300 per month
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