Pay ALL your debt off by Xmas 2014!

Rachiedabbler70

Morning All


Just been catching up as work has been so busy this week.


Minicooper - thank you soooo much for all your hard work - it has been very much appreciated. :A


Pablosammy - thank you for taking over and setting up the 2015 thread. :T


I'm looking forward to another year of trying to get out of debt and this thread has really helped me - I love reading everyone's posts. Good luck all. XX:)

amr547

Last payment before Christmas so my debt stands for this year at:

#011: £3797 / £6000

Not a bad effort!

Pepperoni

Pablosammy wrote: »

What was your debt at the start of the year, and what is it now?

If you know those, it's...

((Debt at start - debt now)/Debt at start) x 100

Simple... :snow_grin

Thanks! :beer:

Around 56% :j

Aphidgirl

I'm gonna declare for 2014 as well, as I won't make any more payments till January 1st now.

So the final figures are:

#163 £5149/£9141 (56% paid)

Pretty happy with that as I was hoping to clear at least half of it. I acquired a new debt this year due to a tax credits overpayment, so next years target is £4683. Once I've cleared that I'm completely debt-free (no loans, credit cards, overdraft or mortgage) apart from my student loan! But I've decided that doesn't count as a debt as they take it straight out of your wages like a tax and only if you're earning more than 16K.

Thanks Minicooper for your excellent running of the thread this year and thanks to everyone else for posting your updates and keeping me motivated :T See you on the 2015 thread

Skinnylatte

Pablosammy wrote: »

All signed up - do you want to keep your existing total and target, or set a new one for 2015?

I will set a new one after payday. Thank you for doing this for 2015 you're a star

Determined_diva

Hi all

#25 here

Hope you are all well! I am not debt free, I can confirm I have paid the following:

£7, 247.49 and my new balance leaves me with £7,247.49 = 49.8% paid off!!!

Definately want to join next years thread to pay off the remaining 50%

Never in all my dreams would I believe that I could actually pay this amount off! Not to put myself down, but there were many months I slacked and went on holiday/night out/ hairdressers etc.. it guts me now as I could be debt free now but have to think positively and think I am 50% less in debt than this time last year!

DDx

Pablosammy

Determined_diva wrote: »

Hi all

#25 here

Hope you are all well! I am not debt free, I can confirm I have paid the following:

£7, 247.49 and my new balance leaves me with £7,247.49 = 49.8% paid off!!!

Definately want to join next years thread to pay off the remaining 50%

Never in all my dreams would I believe that I could actually pay this amount off! Not to put myself down, but there were many months I slacked and went on holiday/night out/ hairdressers etc.. it guts me now as I could be debt free now but have to think positively and think I am 50% less in debt than this time last year!

DDx

Well done! That's a great achievement, keep it up and it'll be a huge celebration next year :T

I've put you down as #25 in the new thread, with a target of £7,247.49 if that's ok?

angelbob

Hi all, another MIA member here
Well I'm not debt free but I haven't added a single penny to my debt so I'm getting better. Had a strange year with new job working lots of hours, and I lost 2 stone in weight so some good came out of this year, only thing left is the debts grr x
I itching to start again on Boxing day so will be joining soon x
Thanks everyone x :A

GunWharf

Hello # 174 Here

Have updated my Signature for 2015!

In 2014 I cleared a huge £15,676 but in 2015 I am aiming to finally become debt free and clear £19,376.

Hope you all have a great Christmas and see you all here on January 1st !

All the best , the Skipper and Mr Tiddles

Determined_diva

Thankyou!! Sometimes you do have to think about what you have achieved so far rather than what you should of done. The only thing i would add is keeping on top of your real target so you dont stray too far off target
DDx