Pay ALL your debt off by Xmas 2014!

IrishRose12

Another £20 off today. So update is now
#148 £1290/£3000

Rachiedabbler70

happybunny86 wrote: »

I find my best months are always where I make a budget and pay off the most I can at the beginning of the month. When I leave some of it until the end it always ends up being spent on something else

I agree with this happybunny - I always make overpayments as soon as I get paid otherwise I will spend it too . I then make the routine payments when they are due. Worked for me for the last 2 years - I'm now £20,000 lighter on debt. :j


Doing well everyone.

Rachiedabbler70

Gunwharf - that is a brilliant total.:j




2 loan payments have gone out so new balance paid is; #218: £838.42/ £1600 (52.4%)

ali_bf

Apologies as I haven't checked in for ages. Feel as though I have failed miserably. I've been inundated with bills, including a few unexpected ones. Then to top it off, I bought a Peugeot on the passport scheme, I was due to hand it back January 2015, rang to finalise everything only to find out the mileage allowed for 3 years is 18000, I've done 29000. Hence a whopping bill of £1000 + to return it. Devastated. Own stupid fault for not reading the t&c's. Lesson learnt.
Onward's and upwards. Will update my depressing totals tomorrow and hopefully make some progress towards getting back on track.
Apologies for my rant.

archery

Late with updating, payments for October as have not been well. Debt reduction is well down this month. Total debt reduction for month of October is £1141.96. but going to smash my target as still have two pay cheques left for the year.

number 125(archery)
£12691.65/£13000

Pablosammy

archery wrote: »

Late with updating, payments for October as have not been well. Debt reduction is well down this month. Total debt reduction for month of October is £1141.96. but going to smash my target as still have two pay cheques left for the year.

number 125(archery)
£12691.65/£13000

Well done! Sounds like a really successful year

blackberrycurved_2

I also haven't checked in for ages and feel that I'm failing. Last year I got this thread through on my phone and this year no matter how I try I don'y get the alerts when someone posts so I haven't got the motivation I had. I was okay but I've had to put a massive £830 on credit card - £330 was my car insurance for the year. The rest is train and overnight accommodation when I've been working away that I'm still waiting on getting paid for. I'll do some figures and then come in with my total. I really thought I could do it by Christmas ah well.

blackberrycurved_2

Despite the madness I've managed to clear another £153 so despite increasing the credit card I cleared a chunk of loan. So 1104 paid off now. Would be great to get it down to 5k by Christmas

Pablosammy

Why won't Friday payday come quicker?! :mad:

Longships

Pablosammy wrote: »

Why won't Friday payday come quicker?! :mad:

I second that, although this Friday will be my last one!

I did put in a claim today to cashout on a survey/dailyclicks site I just started using for $8 (£5) so that's my income for this week so far. :rotfl: As soon as it arrives it will be going towards the credit card debt.