Pay ALL your debt off by Xmas 2014!

mossy

We have the same thing mini. We live on a really friendly street, but because of the postcode we were able to get a lovely 3 bed house with a good sized kitchen/dining room, utility, living room and family room. It also has a nice sized south facing garden and we paid £160k for it. If we bought anything similar in the next post code along we'd be looking at atleast £200k and probably a bit more on top. The crazy thing it's only a small part of the post code that is admittedly a bit rough, the rest of the area is either okay or actually quite nice.

Good luck with saving.

SpagBol

minicooper272 wrote: »

No, I just meant it was well set up, no need for me to change anything!

Oh good, for a minute I thought maybe I had locked something in 2013! :rotfl:
Welcome back Pablosammy! :wave:

I am really looking forward to next years thread. I also have woken up early and done a bit of banking because my granny cheque has cleared so we are now at:

#001: £3207 / £49000 6.54%

:j:j:j

Aphidgirl

I'm really looking forward to next years thread too, as I actually have a chance of being debt-free by xmas 2015! :j

amr547

Aphidgirl wrote: »

I'm really looking forward to next years thread too, as I actually have a chance of being debt-free by xmas 2015! :j

Me too!

Just need to get a kick up the bum and stop spending!!

starnac

Aphidgirl wrote: »

I'm really looking forward to next years thread too, as I actually have a chance of being debt-free by xmas 2015! :j

Me too!! One more year of working my butt off and hopefully I can say bye bye to debt forever. Except my mortgage but that's another [STRIKE]issue[/STRIKE] challenge :rotfl:

Mat_Lock

mossy wrote: »

We have the same thing mini. We live on a really friendly street, but because of the postcode we were able to get a lovely 3 bed house with a good sized kitchen/dining room, utility, living room and family room. It also has a nice sized south facing garden and we paid £160k for it. If we bought anything similar in the next post code along we'd be looking at atleast £200k and probably a bit more on top. The crazy thing it's only a small part of the post code that is admittedly a bit rough, the rest of the area is either okay or actually quite nice.

Good luck with saving.

Couldn't buy the front door of a house for £160k where we live. London is a joke for hard working mid salary people like me and my OH.

Scares me that I am 36 now and can't own a property. Shoving thousands in to someone elses property instead

SpagBol

Mat_Lock wrote: »

Couldn't buy the front door of a house for £160k where we live. London is a joke for hard working mid salary people like me and my OH.

Scares me that I am 36 now and can't own a property. Shoving thousands in to someone elses property instead

Oh same here. Not even a studio flat for that here. We are lucky we own a 3 bed house in a nice area, we have a huge mortgage though to show for it

amr547

BLAH. i feel very down today. someone asked me how i could save money on my salary, i said 'with great difficulty'... you have to make a sacrifice one way or another!

need to learn to leave work at work, as i find it is following me home and making me feel rubbish.

GingerFurball_2

Another £100 down. £1500 to go.

I'd like to be debt free by 30...which gives me 6 months.

Mat_Lock

SpagBol wrote: »

Oh same here. Not even a studio flat for that here. We are lucky we own a 3 bed house in a nice area, we have a huge mortgage though to show for it

It's not even the price of the house that is annoying. It's the fact I have no chance of getting a decent deposit for at least another 5-10 years.

It really is quite depressing but at least after Xmas I will be saving not debting.