Pay ALL your debt off by Xmas 2014!

SpagBol

Baby is 9 months old and a happy little thing although crawling now so wants to bomb around like a ball of fury all the time!! Glad you found a nice place, how exciting and congrats :beer:

muppets

Received some money back from the registraion costs for my house I bought last year. Only took a year to get the money back :eek:
Have used this to pay off Bank of mom'n'dad and used the rest to pay off some of my loan, we decided to use savings towards next years tax to pay off the rest of the loan. I haven't counted the savings we used as we now owe our savings pot.
This now means I have cleared the amount I wanted to this year and more. I have decided to up my target for this year please Mini, updated target is now £21,000 please.

#34 Pd £17,515.57 / £21,000 - 83.40%

muppets

SpagBol wrote: »

Dropping by to say Hi :wave:

Nice to see u SpagBol, hope you will drop by more often.:hello:

Toomuchdebt

Paid off a bit more and am now up to

#165 2434.12/4000


The next few months will be a nightmare as it's one birthday after another-one in Oct, one in Nov,3 in Dec plus xmas and then a bday in Jan.:rotfl: I didn't plan that too well did I?
I'm hoping to get to the £3000 mark if I can't manage the £4000.Seems like really slow going at the moment.

Rachiedabbler70

Thanks Minicooper for the words of encouragement - much appreciated and glad you sorted out your flat.:A


Nolongerindenial - good luck. It is only in the last 2 years I have been able to reduce my debt - before that it had been hanging around and growing for 5 years - you will do it but it may be slower than you want.:)


Matlock - hope you hear about your promotion soon.:D


Congrats to Sandypan:beer:
Keep going everyone doesn't matter how big or small payments are. I won't be debt free this year either just closer to it.;)


#058: £12,388.07/ £12,600 (98.32%)

amr547

13 days until payday........

SpagBol

muppets wrote: »

Nice to see u SpagBol, hope you will drop by more often.:hello:

I will be coming to update more frequently now I have a bit more time (not CONSTANTLY feeding now :rotfl: and kids are back at school) but am still in negative figures for this challenge so want to clear that and not sure how to report it...

IrishRose12

Is there a forum on here where I can get the process of balance transfers to another credit card explained to a dopey person like me?

I'm looking into transferring my credit card debt to a 0% card however have no idea how to go about it, have no idea about fees for this that and the other. Basically I have no idea about any of it.

I have £800 on my credit card. No idea what he percentage fee is each month all I know is the minimum payment goes up slightly each month. I pay more than the minimum payment each month but just can't get the thing paid off
I just wish I could afford to pay the whole lot off in one month, but I only get £700 a month in pay and that's to pay bills, shopping and what's not.

This credit card is what is depressing me, if I could get rid of that debt I'd be happy but it just doesn't seem to shift, even when there's no spending on it!
I've read Martin's page about transferring cards etc but I am still clueless as to what it actually means!
Do I still keep my original credit card or do I have to give that account up etc?

Any help or advice would be very much appreciated

GunWharf

Post here and they will help you out for sure Irish

http://forums.moneysavingexpert.com/forumdisplay.php?f=11

IrishRose12

GunWharf wrote: »

Post here and they will help you out for sure Irish

http://forums.moneysavingexpert.com/forumdisplay.php?f=11

Thanks very much GunWharf