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Pay ALL your debt off by Xmas 2014!

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Comments

  • busybumblebee welcome to the challenge - you're number 089
    redsheep welcome to you too! You're number 090
    E2006 good luck with the credit cards - you're number 091
    laurag89 welcome, good luck for the year ahead - you're #092
    Eyebright yes, you're fine to join! You're number 093
    abba1772 ooo another wedding to look forward to! Good luck, you're number 094
    araminta welcome to the challenge, and good luck for the year ahead, you're #095
    Mat_Lock welcome, you're #096
    catriona79 sorry to hear of the redundancy, will keep fingers crossed for the job hunt. You're number 097

    thanks for the totals fenmad and Sandypan - I've updated these.

    yup starnac 3.23% - well done

    I've updated to here
  • What horrible weather we're having today! It's the kind of weather where you just feel cold and miserable - hope no one gets affected by it! I'm keeping my fingers crossed for a clear railway this weekend, as it's time to leave my parents and get back to work on Monday.

    I am not looking forward to going back to work, but at the very least I will get back to my online banking doo-dah, which means I can see any extra cash I might have.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    i don't want to go back to work but at the same time i do - i spend too much when i'm at home and i also over think a lot!!
  • sharronej
    sharronej Posts: 578 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    InClover wrote: »
    Back to work for me today. Have decided to set my alarm 15 minutes early so I can have a quick scan through yesterdays messages to set me up in the right frame of mind for the day. ie. to not spend any money!


    That's a great idea!
  • kobrakai
    kobrakai Posts: 138 Forumite
    £20 paid off my Capital One account yesterday, £70 paid off my debts so far!
    £2 Savers Club 2014 #38 | 20p Savers Club 2014 #37 | 50p Savers Club 2014 #29
    £365 in 365 days #89 £9/£365 | DFBX2014 challenge #023 £70/£6500
    Weekly Saving Challenge 2014 #30 £6/£1378
    Save 12k in 2014 #159 £80.62/£2000
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry minicooper, just sold another item on eBay so I have another update.

    Total now #12 - £645.38 / £10,000 = 6.45%

    32b2
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • minichick31
    minichick31 Posts: 31 Forumite
    Sixth Anniversary Combo Breaker
    edited 4 January 2014 at 12:17AM
    Hi all,


    I'm new to the forum and after taking a good look at my finances, I want to sort myself out this year. So......


    Can I join the challenge please? I'd really like to pay off my debt by the end of the year,
    My total is £5500


    Fingers crossed :T
    Debt Free by Xmas 2015 :xmastree: 098 - £1840/£1840 100%
    CC £0 Loan £0 Overdraft £0
    Debt Free by Xmas 2014 £4700/£6540 72%
  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edited 4 January 2014 at 12:27AM
    Hi

    just made another payment, £27.50 i have got myself all confused now, do i leave the debt as it was at its highest or do i put the new total?? OMG either its too late or i am being a thicket :rotfl:


    013# £152.50/£2563
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • lil_mama
    lil_mama Posts: 11 Forumite
    Hi everyone, please can I join in as well? I really need to get rid of the rest of my debt, I've never really tried to become debt free before, just keep paying the minimum I can get away with but the last few weeks I've been thinking about what I owe and how I'd love to be free of debt once and for all. Total amount of my debt is £5922 I'm hoping I can get all of that paid off this year while still trying to save for other things I need / want.
    January GC: £38.57 / £280
    DF by Christmas 2014: £0 / £5922
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 January 2014 at 7:17AM
    Please can I join. £5,411.64
    I want to repay the bank of boyfriend this year after finally getting my credit card debts paif. My theoretical budget says its possible but I need to be focussed and motivated day to day as it will all add up.
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