Pay ALL your debt off by Xmas 2014!

minicooper272

amr547 wrote: »

Rents gone up £10 pcm... it might not seem a lott in the grand scheme of things but it is an extra £120 a year

Cost of living going up, but my wages aren't......

:eek::eek: Don't forget our tax threshold rise. That should cover this... It's food, fuel and energy inflation that's outstripping the rest!

Well I'm officially unemployed now. But just for a week and a half until I start the new job though, so it's ok! Finished up at work yesterday, was given a really lovely leaving gift as well. Going to spend my day uploading things onto facebook selling pages and the likes.

amr547

minicooper272 wrote: »

:eek::eek: Don't forget our tax threshold rise. That should cover this... It's food, fuel and energy inflation that's outstripping the rest!

Well I'm officially unemployed now. But just for a week and a half until I start the new job though, so it's ok! Finished up at work yesterday, was given a really lovely leaving gift as well. Going to spend my day uploading things onto facebook selling pages and the likes.

hopefully :rotfl:

happy unemployment!!! and good luck for the new job

new total:

#011: £2,906 / £6,000

nearly half way!

amr547

sold some ebay stuff- just gotta take off fees etc not sure how much that works out to be but anything i make can g o in the pot

IrishRose12

amr547 wrote: »

sold some ebay stuff- just gotta take off fees etc not sure how much that works out to be but anything i make can g o in the pot

I'm going to share my new found knowledge of Ebay fees lol

Go to My Ebay, then My Account. Your account Summery comes up. There's a small link just underneath called Fees. Click that then view details.
There you will get a list of all the fees for each item you have sold:T

It's great as I now know how much I owe ebay and can now take the rest of the money out of my paypal account

amr547

hm i can't find it!!!

none of my buyers have paid yet. i wonder if i've done something wrong??

e: its now nearly 8pm and neither have paid - the auctions ended yesterday at 12pm!! one says the person hasn't finished checkout and the other asked for an invoice, which i sent this morning. hmmm!

Aphidgirl

Another small payment of £20 today towards my finance agreement with Creation. That leaves just £40 left to pay on payday next week and then the accounts finally closed :j Still other debts remaining though sadly ! I'm on:

#163 £3990/9141 43%

WIN79

Hi all, i wanted to join as im really determined to kick this debt into touch now.
Considering 7 years ago i was in 18K of doggy doo, im not doing too bad with just over £1200 left. Ideally i want it gone by Xmas of this year so i can start a new year fresh with nothing hanging over me. I have got £300 in my savings account, would you just pay that off the CC now (its is a recent 0%Balance Transfer so im not paying any interest) Since separating from my OH i get a bit twitchy about not having any savings, albeit small, to fall back on so if i did whack it off the CC id be left with nothing. oooh actually a better idea is to pay the Very account in full with the savings as im paying interest on that and then that still leaves me with £100 just in case. See i answer my own questions. Nice to see/meet you all and good luck everyone.

minicooper272

DreamerHelen wrote: »

Hi Everyone....I'm so sorry that I've been absent from this Thread.. Can I revise my Aim for the Year at £1717.11 please....I lost track of how much I paid...My first Payment WILL be very soon....


Hope that's okay....Thanks....

I was just updating the spreadsheet. You're original target was £1969.73, so do you want me to lower your target, or say that you've paid off £250ish?

WIN79 wrote: »

Hi all, i wanted to join as im really determined to kick this debt into touch now.
Considering 7 years ago i was in 18K of doggy doo, im not doing too bad with just over £1200 left. Ideally i want it gone by Xmas of this year so i can start a new year fresh with nothing hanging over me. I have got £300 in my savings account, would you just pay that off the CC now (its is a recent 0%Balance Transfer so im not paying any interest) Since separating from my OH i get a bit twitchy about not having any savings, albeit small, to fall back on so if i did whack it off the CC id be left with nothing. oooh actually a better idea is to pay the Very account in full with the savings as im paying interest on that and then that still leaves me with £100 just in case. See i answer my own questions. Nice to see/meet you all and good luck everyone.

Well done on what you've paid off so far! I've added you as #210.

Moving day tomorrow, may go AWOL for a few days! I'm sure you will all keep yourselves amused, but hope I won't miss any debt free announcements!

minicooper272

One more thing - the thread has reached a grand total of 25% of our collective debt paid off now!

Mat_Lock

Evening all, I am hanging out my proverbial a*rse today. Heavy weekend partying and a bit of wallet damage caused too. Had a lovely email from my parents yesterday though, they have kindly donated £1000 to our wedding fund. We're on our way to a wedding one day now