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Pay ALL your debt off by Xmas 2014!

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Comments

  • LAM2011 wrote: »
    I just wanted to say thank you to Minicooper for running this thread. I know it must take some time updating and keeping up to date with everything. Its threads like this that really help as you feel like you need to report and keep on top of what you have challenged yourself to do.

    Aww thanks! Well it's a big thanks to mf0u1098, who came up with the idea originally, and created the spreadsheet for us. I just fill boxes and copy and past things!
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    edited 10 August 2014 at 11:52AM
    Hi Everyone....I'm so sorry that I've been absent from this Thread.. Can I revise my Aim for the Year at £1717.11 please....I lost track of how much I paid...My first Payment WILL be very soon....


    Hope that's okay....Thanks....


    And Well Done to EVERYONE that has become Debt Free!!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Trying so hard to get better at cooking and being money saving! Currently got a pork shoulder in the slow cooker - hope I don't mess it up haha.

    In the interests of staying green this month I'm going to wait until I'm paid to pay off the catalogue ... Don't want to jump ahead and leave myself short again
  • Hi all,

    Really well done to those who are now debt free. That must be a good feeling!

    My update for this month is :

    #204 £6,375.00/£18,854.36 (33.81%) :rotfl:

    I am going to try and snowball my debt now and pay off the smallest balances then move on to the big one. Who knew paying off debt could be so addictive!

    Princess Frugal
    DFD Feb 2015:
    [STRIKE]Opus Paid £4,327.92/£4,327.92[/STRIKE] -£0 Balance :rotfl:
    Debenhams Paid £1070.00/4,462.01
    Barclaycard Paid £3120.00/£10,064.43
    #204 Total Debt =£8517.92/£18,854.36 (45.18%)
    ::eek:
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    Congratulations to those now debt-free! :beer:

    I've made a tiny extra payment of £5 to one of the credit cards taking me up to

    #163 £3970/9141

    Not much but it all adds up....
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all

    Spent more money on the card this weekend. Had some old friends over from NZ and I bought them dinner so about £85 on the card. I'll update my totals on next payday to see where I am at.

    Hope everyone had a good weekend?
  • Frizzle_2
    Frizzle_2 Posts: 1,104 Forumite
    no 208 announcing a small update, so now at £1106.13/£6965.20
    Grocery challenge-
    J- 52.40/£200 M- 187.56 A- 212.93 M-193.44 F-201.31 J- 240.62 D- £149.27 N- £210.69 O- 196.80
    S- 213.68 A- £213.03 J- 249.66 J-206.29, M- 252.91, A-£250, M- £250

    debt free as of feb 2015. Now saving for deposit for new house! Moving in June 2015!!!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well life has been getting a little expensive again, as I'm saying goodbye to lots of people ready for moving next week. Absolutely no payments will be coming from my direction this month!

    We're still really struggling to find somewhere to live. Everywhere is going so fast, and the two places we have asked to take have been given to someone else, so I'll be phoning my parents tonight to ask if I can move in with them (and by that I mean "Hi mum/dad. I'm moving in next Tuesday, what's for dinner?" :rotfl:) I'll offer something for rent, but it'll will be less than proper rent, so should save me a little bit...

    Well done on all the payments guys :)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Things are a nightmare at work, it's all up in the air. Hopefully I'll have some clarity in the next couple of weeks - could be very good news, could be not so good news... that's all I can say for now ! I won't lose my job though, it just might change a bit.
  • Sandypan
    Sandypan Posts: 252 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 12 August 2014 at 8:10AM
    Morning all, up early today and wanted to share my two pieces of good news.
    1. Signed up for a free Experian trial to check my money status and found out that MBNA owed me £152 from an overpayment I'd made when paying off the account. I wasn't aware of it and surprisingly they didn't write to me to let me know!!!! Phoned them on a free phone number and money should be paid back into my account today!! Really useful looking at the Experia report but must make sure I cancel it before the 30 day deadline! Be interesting to know if anybody else is owed money that they are not aware of.
    2. Also on Experian able to check mortgage and realised had made an extra overpayment that I haven't recorded on here so
    #78 £14,464.15/£15,000
    Realise that brings me nearly to the total that I set myself at the beginning of the year but will continue on this fantastic thread to continue making a dent in my mortgage! Will update signature with mortgage balances and then next year hope to be debt free completely.
    DF by Christmas 2014 #78 £18,964.15/£15,000
    DF by Christmas 2015 #07 £16,500/£21,992.92
    DF by Christmas 2016 #42 £4570/£4,500
    CC and loan debt at it's worst April 07 - £54,489 plus
    27/01/14 Officially Debt Free - except mortgage which I'm working on!
    26/02/16 mortgage free
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