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Pay ALL your debt off by Xmas 2014!

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  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    we paid out for a 42" samsung tv when our 32" samsung tv started to die (it takes forever to turn on!!! its in the bedroom now, waste not:rotfl:) and it is fabulous !! can't beat a good tv.

    i have spent too much, far too much, it's not good ... my car MOT is tomorrrow - please send good luck vibes - it needs to be as cheap as possible!!!!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #128 £700 - target achieved!!

    Hello All!
    Favourite day of the month...payday!
    Just paid the last remaining £200 off the CC. Can't believe at one point it was 5k.
    Also now have reached my target of £5000 paid off - so target reached. Yay!

    But not debt free yet....have still got 2 loans to go. So can i reset my target to 5k again please?

    Thank you
    TF xxx

    Thrifty - two ways to do this. I either give you a debt free roll of honour for reaching target, and assign you a new number to start again, or I can increase your target as #128 to £10,000? Which do you prefer?
    As of today... my overdraft is 100% paid off! :j :j :j
    [/SIZE][/COLOR]

    Well done!!
    amr547 wrote: »
    #011: £2,047 / £6,000

    woohoo broke the £2k barrier. kinda sad at the same time though... lol

    Well done amr! fingers crossed for the MOT tomorrow!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nomi01 wrote: »
    I have been actively avoiding this thread as I have been doing badly especially with credit card debt. But I had a look at the honour roll today and seeing that some people have done so well is very motivating and impressive. i will wor out my new total over the next few days when all direct debits have gone out.
    Well done everyone who has stuck with this challenge.

    I'm a bit guilty of doing this on diet threads or the like... But avoiding it only makes things worse. Pop by, tell yourself off if you wish, and then draw a line under it and move on. It leads to so much less stress!
    Mat_Lock wrote: »
    I'm a bad bad man !!

    I bought a new TV on Saturday. Been umming and arring for months about it and with the World Cup next month I just couldn't face watching it on a piddly old 32" tv. So I upgraded to a 55" Sony. It's a monster and I love it.

    I will update my new totals when the payments have been made and I've got it transferred over to my 0% card.

    :rotfl::rotfl: Oh dear... Have to say, I'm not one for a massive TV, but I do envy the features on newer models.
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well I'm back from my slightly extended long weekend, and absolutely appalled at my bank balance! I've really let go of things with the old budgeting in April and May. Pay day on Friday, and I'm ready to re-dedicate myself! Especially now I have a holiday to save for...

    Went to see Wicked with a friend last night (paid for in December) - it was absolutely amazing! Thoroughly recommended :) (If you like musicals)
  • Bonglecat
    Bonglecat Posts: 220 Forumite
    Debt-free and Proud!
    Okay, after pay day more paid off Yippee!!!

    #186 £624.19/£2501.27 25%
    My Debt Free Diary LBM March 2010
    M&S Credit Card £0
    £2 Coin pot Holiday Savings £76
    [STRIKE]Debt Free by Christmas 2016 No 131 £9155.73/£9155.73 100%[/STRIKE] COMPLETELY DEBT FREE 20th DECEMBER 2016 :j
    Goals for 2017 Emergency Saving fund £2000.12p/£5000 :o
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Well I'm back from my slightly extended long weekend, and absolutely appalled at my bank balance! I've really let go of things with the old budgeting in April and May. Pay day on Friday, and I'm ready to re-dedicate myself! Especially now I have a holiday to save for...

    Went to see Wicked with a friend last night (paid for in December) - it was absolutely amazing! Thoroughly recommended :) (If you like musicals)

    We saw Wicked last year.....fantastic story and explains how the wizard of Oz begun. Loved it!
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • Thrifty - two ways to do this. I either give you a debt free roll of honour for reaching target, and assign you a new number to start again, or I can increase your target as #128 to £10,000? Which do you prefer?


    Sorry to be a pain! Please increase my target to 10k, as I am not officially debt free. Thank you!!
    TF x

    :oTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k :o
    £5 a day July challenge Member # £9.40 / £70
    (£5 a day challenge since Nov = £1472.34)
    Sealed Pot Challenge 7 Member # 2101
    Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 000
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl::rotfl: Oh dear... Have to say, I'm not one for a massive TV, but I do envy the features on newer models.

    Annoyingly there is still not all of the apps on this TV compared to the top Samsung ranges.

    It has iplayer, netflix, 5 on demand and a tonne of other apps but no 4OD and ITV Player. Samsung have a contract for all that apparently.

    Not such a problem because the TV has internet access but it's more time spent rather than just a quick app on the menu.

    I still have the HTPC and the PS3 underneath the TV too so I am not short of options haha

    This TV was my reward for both of us actually saving £1200 to go on holiday with my girlfriend and the fact that since January I cleared almost £2k of debt. I know now I can clear all this by Xmas and I will succeed too.
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    #101 checking in...feels like it's been a long time. It's been a hard month due to a holiday at beginning of month (had been booked for some time) and another small payment of £40 just paid off bringing total to £1502.85/2500.00
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • kirstydriver
    kirstydriver Posts: 549 Forumite
    come on PAYDAY!! anyone else waiting?? should get it Friday but can never be to sure haha!!
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