Pay ALL your debt off by Xmas 2014!

Betsie2010

2 more payments to ccs today, not sure if I will be able to over pay anything at the end of this month as so far it has been a VERY spendy month! and its only the 6th today...
But total paid off so far is
£3099.06 / £12060.76 = 25.69%
A quarter of the way and just over 1/4 of the way through the year. Maybe, just maybe, this is going to be possible!!

amr547

marliepanda wrote: »

Having a totally and utterly awful day.

Feel like just changing my career completely as I am sick Came into teaching to do something I love, but I never get to teach and underappreciated it an understatement. Maybe its just a bad day but I am really becoming disillusioned

Feel like keeping going til debt is gone and deposit saved and just going into something lower paid but that I will enjoy. Rght now my work life balance is shot.

What do you think you'd like to do? Have a think, see what your options are and juts stick at it for now. Its a tough situation to be in!

greenanne

evening all.
another little payment of no 3 cc.getting closer to paying it off altogether every day:)
#150 £1214/7713.
thankyou.

black_cat

Is it too late to join you? I’ve just paid off two cards and it’s inspired me to get cracking on the final two! Since January I’ve paid £3090 / £8847 = 35%

ali_bf

# 189
Just checking in .... going to make so payments tonight

minicooper272

marliepanda wrote: »

Having a totally and utterly awful day.

Feel like just changing my career completely as I am sick Came into teaching to do something I love, but I never get to teach and underappreciated it an understatement. Maybe its just a bad day but I am really becoming disillusioned

Feel like keeping going til debt is gone and deposit saved and just going into something lower paid but that I will enjoy. Rght now my work life balance is shot.

marlie, you need to weigh up the benefits here - how long is it going to take you to pay off your debts and get a deposit together in your current job? Do you think you will be happy to stay there for that long? Sometimes it's worth taking a little longer to get there, if you're happier on the path. Last year, I had no work/life balance either, as I was being so frugal - it just threw me into depression. At least look into what else is out there - there's no harm!

Wanna_Bee_Free

I've made a small payment today of £22.74 for things my DH paid for that I should have paid for myself.

100 £480.44 /£5411.64 - 8.87%

minichick31

Evening everyone,

Just a quick check in from me, not sure if I'll be over paying much this month but we'll have to see

098 £1273.37/£5500 23.15%

marliepanda

minicooper272 wrote: »

marlie, you need to weigh up the benefits here - how long is it going to take you to pay off your debts and get a deposit together in your current job? Do you think you will be happy to stay there for that long? Sometimes it's worth taking a little longer to get there, if you're happier on the path. Last year, I had no work/life balance either, as I was being so frugal - it just threw me into depression. At least look into what else is out there - there's no harm!

I think until next Summer, so another year and a term (and a bit!)

I think I can do that, but then its just the salary multiplier aspect. Blah. Not that I'm looking for super big/expensive houses... a little cottage is for me!

Think I'll just keep going, as you say look around and see what happens. I want to work with children still, maybe as a youth or counsellor type worker, but not sure if my qualifications apply and whether I have it in me to retrain right now.

freespirit66

marliepanda wrote: »

Having a totally and utterly awful day.
Feel like just changing my career completely as I am sick Came into teaching to do something I love, but I never get to teach and underappreciated it an understatement. Maybe its just a bad day but I am really becoming disillusioned
Feel like keeping going til debt is gone and deposit saved and just going into something lower paid but that I will enjoy. Rght now my work life balance is shot.

Aww sending you hugs MARLIEPANDA everyone seems to be so unhappy with work at the moment