Pay ALL your debt off by Xmas 2014!

marliepanda

Deleted_User wrote: »

Thanks for my number.

Good Luck marliepanda.

May might not be the best month for me as DH starts a new job & not sure when he will get paid.

Dxxx

We all have low months, mine has been this Month as my car insurance renewal comes out 8th May, just before next payday so I darent spend anything just in case!

[Deleted User]

I just cant wait to see my numbers coming down.

Looking forward to being debt free for the last time!

Dxxx

Mat_Lock

Hi guys,

Have had 10 days off work and spent several days in restaurants, beer gardens and down in Bournemouth for my OH birthday. Have spent a small fortune and put £65.78 on my tesco credit card (still 0% so not going to pay interest and will clear it after payday next week.

I've also put on about 10lbs haha but it eas worth it, the food I ate was amazeballs

My revised details are: £1521.94 / £2611.78 = 58.27%

[Deleted User]

Mat_Lock wrote: »

Hi guys,

Have had 10 days off work and spent several days in restaurants, beer gardens and down in Bournemouth for my OH birthday. Have spent a small fortune and put £65.78 on my tesco credit card (still 0% so not going to pay interest and will clear it after payday next week.

I've also put on about 10lbs haha but it eas worth it, the food I ate was amazeballs

My revised details are: £1521.94 / £2611.78 = 58.27%

Oh well as long as you had lots of fun & it sounds like you did :rotfl:

I spent wayyyyyyyyyyyyyy more than that on my CC this weekend honestly when I checked the balance I nearly fainted :mad:

Anyhoooooooooo back on the DFW & diet wagon for me too.

Dxxx

sallymander

Hi all another one from me...

£15 off so the total for no 168 now stands at £546.20 / £5861.02 -9.32%.

My plan is to have paid off 20% by the end of May so better get cracking!

starnac

Hi all, hope you all had a good bank holiday. Was a bit spendy here so must get back into more frugal ways.

Anyway loan payment has gone out so

#87 £2093.50/£9827.73 or 21.3%

:j over £2k and 20% paid off :j

Here's to 25% - the next milestone

Raggydoll85

marliepanda wrote: »

My Noddle has gone up to 3/5! Just by reducing my debts, havent messed around with my accounts much.

I am hoping when I am debt free it will be 5/5? I don't know how they judge it but I have no defaults or missed payments, so hoping it will climb up a bit more.

I know everyone says its just a meaningless score but at least it will generally be good! :P

Getting my May aims ready!

1. Get to £2000
2. Pay off my CC in full (£2300)
3. Get to 50% of debt paid off (£2650)

1 and 2 will be fine, but 3 might be a bit of a push!

what is noodle?

argomatt

Hi Raggydoll85,

Noddle is one of the credit reference agencies, and, different to the others, allow you to see your credit report on an ongoing basis without payment.

As we all know, the actuall score doesn't mean anything to banks and loan providers, but it's something we can keep an eye on to monitor our efforts in working towards being debt free.

My score was always 4/5 but has dropped to 3/5 this month. The only thing I can see has changed is that after moving house in January, I have dropped off the electoral roll from the last place and not appeared at my new address yet, so hopefully next month it will be back up to 4/5.

If you want to check yours you can just sign up online, you have to give a debit card to confirm your identity but they don't charge.

It doesn't cost anything and doesn't do any harm, so there's nothing to lose really!

Matt

amr547

i've been on 1/5 for ages! just moved up to 2 - woohoo hahaha

starnac

They must have had a mass review as I've just checked mine and I've gone up to 4/5