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Pay ALL your debt off by Xmas 2014!

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Comments

  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That is a result rebooties. If they say it's legit then just accept it.
  • redbooties wrote: »
    I rung the bank to see what the payment was for and they told me it wasn't a mistake and it was a refund of a ppi claim that went back to 2012 and that there is a letter being sent out to explain it. I checked through my bank statements and I was paid £1400 in 2012 for a ppi refund so I don't understand why they've given me more, I'm not complaining though lol. I've used it to pay off some of my credit card and my overdraft so at the moment I owe about £700 I will know the exact figure once the payments have gone through.

    #084 £2925.79/£3625.79

    That's amazing! The bank have said it isn't a mistake.. so enjoy your windfall! Look how close you are to being debt-free now! :T

    Not jealous at all.... :rotfl:
  • Repayments made, £233, £180, £90 to respective loans and CCs
    New total £3594
  • IrishRose12
    IrishRose12 Posts: 1,793 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I haven't been able to pay off any of my debts as my pay didn't go into my bank account last Friday, or on Saturday as promised :mad: Seems they used my old account details for my pay for some stupid reason, considering I changed my accounts about 6 years ago!:mad:

    To top it off I got a bill from my catalogue this morning, even though I paid it off in full last month. It's only for £5 though (that's including interest) so I'll go and pay that off and have done with it. Not even going to bother arguing over it, haven't the energy to TBH.
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    pay day tomorrow yeah!!!! my bank balance is going to look lovely. for about 5 mins! haha
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow - well done Bailey25! :j:j Debt free roll of honour to follow :)

    Hi jadelois - of course you can join! You're number 179. Can you let me know your total amounts though? If I add them up for people, it's easy to make mistakes. I think you have a total of £4217?

    milky1991 it's never too late until it's January 2015! You're number 180 :)

    FinanciallyUnsavvy - welcome, you're number 181 :)

    redbooties - that's a nice surprise! And it's shot you over 80% too :T

    Mat_lock - congrats on breaking 50%! Not long now :)
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Debt Free Roll of Honour 2014!

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    :j#052 Bailey25 Paid £1,900 :j

    :j:j:j:j 26th March 2014 :j:j:j:j



    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • Bailey25
    Bailey25 Posts: 22 Forumite
    Debt-free and Proud!
    Debt Free Roll of Honour 2014!

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    :j#052 Bailey25 Paid £1,900 :j

    :j:j:j:j 26th March 2014 :j:j:j:j



    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j


    That's brilliant, thank you! I never expected to pay it off this quick and when I joined the challenge I was going to pace myself and pay manageable amounts until Christmas. But when I started something fired up inside and I cut back wherever I could. I know not everyone is lucky enough to be in this situation. Everyone's different but remember all payments count and it's a step in the right direction. Never lose hope. :)
    DFBX2014 challenge #052 £1900/£1900
    £2 savers club 2014 #48 sealed pot to be opened 01.12.14
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bailey25 wrote: »
    That's brilliant, thank you! I never expected to pay it off this quick and when I joined the challenge I was going to pace myself and pay manageable amounts until Christmas. But when I started something fired up inside and I cut back wherever I could. I know not everyone is lucky enough to be in this situation. Everyone's different but remember all payments count and it's a step in the right direction. Never lose hope. :)

    Absolutely! It's about finding what's right for you in the end. I'm always very jealous of people who know how to scale right back and save for things in a matter of minutes (or what feels like minutes to me!) but if you can do it, then why not?!? Never a bad thing to be reminded of what you're capable of, and now you'll know what extras you can scale back on in future when you want to save for a big treat :)
  • Another little payment for me :) and I am going to cancel sky TV and get netflix instead and also get rid of Home start part of the AA cover. I use my mums car so if it doesnt start i can use her home start! should save me a few pennies..

    #022 £469.89/£4363.58

    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
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