Pay ALL your debt off by Xmas 2014!

Toomuchdebt

Paid off another 43.63 to make #165 68.24/4000

harrywillsucceed

Hi! Please can I join?! I'm on a DMP as my signature shows but in addition I have a £6000 to pay back to family, so I want that to be the sum I pay back on here :-)
Thanks!

Tiffany_Aching

Warning, self centered post full of self pity. I just need to put this out there as I need to let it go!

I've crashed out and burnt

Just feeling fed up this morning. We have been sticking to our budget for two months now and have made a good start following our LBM over Christmas, BUT I am now bored and feeling rebellious. The excitement of gaining control of our money has worn off. I'm a 43 year old adult yet this morning I feel like a petulant six year old - I'm fed up of following a budget, fed up of having to watch every penny in the supermarket and fed up of being in debt

I'm not about to give up on this challenge and I'm sure that in a week or so when we hit payday (and I can get a bit of a high from paying some more debt off) then this feeling will go. I'm planning to spend some time reading the DFW Diary board today to find inspiration and feel a bit more positive - I don't usually 'do' footstomping and have no idea how this has managed to creep up on me!

It's probably best to ignore this mornings pity-party, it's only me invited and I'm not going to be good company! :rotfl:

Sandypan

Tiffany aching - as hard as it may sound you need to pull yourself together and stick with it because if you blow it today think how much worse you will feel. My advice would be refocus on why you are doing it in the first place, go for a nice long walk and perhaps treat yourself to something you really like, mine would be an undisturbed soak in the bath and a good book! It really is worth it in the long run but everybody on here will have had their moments when they have wanted to give up!
What advice would everybody else give?

amr547

tiffany aching i feel the same way sometimes but i am 23 and i think most people my age enjoy the frivulous spending!!! lol. i am trying to be sensible...

bellabear_2

Tiffany_Aching wrote: »

Warning, self centered post full of self pity. I just need to put this out there as I need to let it go!

I've crashed out and burnt

Just feeling fed up this morning. We have been sticking to our budget for two months now and have made a good start following our LBM over Christmas, BUT I am now bored and feeling rebellious. The excitement of gaining control of our money has worn off. I'm a 43 year old adult yet this morning I feel like a petulant six year old - I'm fed up of following a budget, fed up of having to watch every penny in the supermarket and fed up of being in debt

I'm not about to give up on this challenge and I'm sure that in a week or so when we hit payday (and I can get a bit of a high from paying some more debt off) then this feeling will go. I'm planning to spend some time reading the DFW Diary board today to find inspiration and feel a bit more positive - I don't usually 'do' footstomping and have no idea how this has managed to creep up on me!

It's probably best to ignore this mornings pity-party, it's only me invited and I'm not going to be good company! :rotfl:

I often have days like these, I find that sometimes just having a nice day out and not worrying about what we spend for once can help to beat that feeling of rebellion. It can still be fairly controlled, i.e. going to a local beach/forest etc and having a tea&cake in the cafe etc. Don't worry though, we've all been there and I'm sure you'll find the motivation hits you in the next few days

Hubby's OCD can have it's uses, last night he paid a fair whack off of the cc's (I lost track of how much I had reported on here), so that we could level it off at £7000. So pleased that he is now finding the motivation to beat this debt too, even if it has taken 3 months :T

So, to update...#135 £2000/£9000=22.2%

Raggydoll85

Tiffany_Aching wrote: »

Warning, self centered post full of self pity. I just need to put this out there as I need to let it go!

I've crashed out and burnt

Just feeling fed up this morning. We have been sticking to our budget for two months now and have made a good start following our LBM over Christmas, BUT I am now bored and feeling rebellious. The excitement of gaining control of our money has worn off. I'm a 43 year old adult yet this morning I feel like a petulant six year old - I'm fed up of following a budget, fed up of having to watch every penny in the supermarket and fed up of being in debt

I'm not about to give up on this challenge and I'm sure that in a week or so when we hit payday (and I can get a bit of a high from paying some more debt off) then this feeling will go. I'm planning to spend some time reading the DFW Diary board today to find inspiration and feel a bit more positive - I don't usually 'do' footstomping and have no idea how this has managed to creep up on me!

It's probably best to ignore this mornings pity-party, it's only me invited and I'm not going to be good company! :rotfl:

Aww tiff!! we all feel it! Sat here waiting for pay days to see those numbers drop! I get major ichy fingers when i cant pay anything and spend hours playing on my spreadsheet seeing if i can pay anything off extra!

I find selling on ebay and doing surveys help with days like this.. as you are doing something to earn money!

Go for a walk, get some air and think of what you have achieved! :j

Tiny payment for me today so far so my total is

#022 £157.03/£4363.58

Thrifty_Fashionista

Tiffany_Aching wrote: »

Warning, self centered post full of self pity. I just need to put this out there as I need to let it go!

I've crashed out and burnt

Just feeling fed up this morning. We have been sticking to our budget for two months now and have made a good start following our LBM over Christmas, BUT I am now bored and feeling rebellious. The excitement of gaining control of our money has worn off. I'm a 43 year old adult yet this morning I feel like a petulant six year old - I'm fed up of following a budget, fed up of having to watch every penny in the supermarket and fed up of being in debt

I'm not about to give up on this challenge and I'm sure that in a week or so when we hit payday (and I can get a bit of a high from paying some more debt off) then this feeling will go. I'm planning to spend some time reading the DFW Diary board today to find inspiration and feel a bit more positive - I don't usually 'do' footstomping and have no idea how this has managed to creep up on me!

It's probably best to ignore this mornings pity-party, it's only me invited and I'm not going to be good company! :rotfl:

As everyone else has said... we all have days like this. I had mine only recently! It is hard work being in debt, and even harder when you feel everyone else around you isn't. As this forum shows everyone has lots of battles, and just reading everyone's posts is such motivation to getting that debt down and eventually gone.

I don't know where you live, but it is a sunny day here in Surrey, so enjoy the sun - it's free!!!

Just accept it is one of thoose mean red days, and it will soon pass and you will back to your moneysaving, debt busting great self again.
Treat yourself to a cheap bottle of wine / cream cake / or gossip magazine - whichever is your vice AND ENJOY.
TF xxxxxxxx

misselvis

Hello folks

#160 reporting for duty.I have updated my signature and paid off another £560 against my total tally of £7k

It can be a bit hard sometimes but ready everyone's stories and the amount of support we recieve I know we are moving in the right debt free direction.

Thanks again :beer:

greenanne

evening.
what a lovely day.getting out in the sun really makes you feel good :j
I havn't got any money at the moment so I t/f the last of the money in my paypal account just so I can see something coming off the cc.
#150 £489/£7713.
thankyou.