Pay ALL your debt off by Xmas 2014!

amr547

Got £20 in total from a few family members so I guess that is nearly all of my takeaway paid for

sharronej

Thanks Mini Cooper,


I've been fighting this debt war for years unfortunately but this time I'm determined to make a long lasting difference. I've set up extra payments for the next twelve months through online banking so that I only change the plan if we have an emergency rather than waiting to see if there's anything left over....there never is! I'm also going through the freezer and doing some batch cooking to see if I can cut back on our food order. I used to be so good at budgeting but this year has been so busy that I just haven't bothered which in reality means I've wasted a full years worth of payments on the cc because the balance hasn't actually moved at all


It's been a relief to be honest that people have started threads indicating that they have also had a financial yoyo battle as it's easy to feel that you're the only one losing the battle!


Good luck everyone x

32b3in2013

Good luck to you too sharronej


Happy birthday AMR :bdaycake: xxx

Bailey25

Hi I'd like to join in please. I have 2 credit cards on 0% with a joint balance of £1900. I'd like to pay them off by the end of the year and start 2015 debt free!!!

£1900

amr547

Really really hoping I'll have £500 basic pay left at the end of the month so I can meet my car savings target, I'm sure I've probably missed something out though. Pah! Numbers confuse me.

Jonesy88

Happy birthday amr!

utopiah

Hi can i join in again please? My total to clear in 2014 will be £1323.

amr547

thanks all

parsniphead

Happy birthday amr.

Thanks for the number Minicooper.

sharronej wrote: »

Thanks Mini Cooper,


I've been fighting this debt war for years unfortunately but this time I'm determined to make a long lasting difference. I've set up extra payments for the next twelve months through online banking so that I only change the plan if we have an emergency rather than waiting to see if there's anything left over....there never is! I'm also going through the freezer and doing some batch cooking to see if I can cut back on our food order. I used to be so good at budgeting but this year has been so busy that I just haven't bothered which in reality means I've wasted a full years worth of payments on the cc because the balance hasn't actually moved at all


It's been a relief to be honest that people have started threads indicating that they have also had a financial yoyo battle as it's easy to feel that you're the only one losing the battle!


Good luck everyone x

If there's one thread to make a difference on people's debt it's this one.

Ruthy1604

Hi :wave:

I'm back after a little break from debtbusting. Although I did become DF this year, my next target was the mortgage. I have done a stupidish thing and used some 0% cards to fully offset my mortgage. :j All well and good & it did feel great for a few days, until I realised that I haven't actually paid off the mortgage as I now need to pay the cards off before the 0% deals run out. Doh

So - thats my plan this year. I'll be using the mortgage repayment money, plus whatever extra I can find from scrimping, saving and ebaying to be DF and MF by Xmas 2014.

Please can I have a new number. My target is £14420

Ruth