Problem, help!!

markwatson99

I'm a T-Mobile customer, and a few months ago got a sales call offering me a cheap second line for a friend. I naively trusted a mate and let him have a phone and contract in my name, he promised he'd pay be back. As I feared, he's claiming he can't afford it, and the last bill was £131 (£40 mine) and it's made me overdrawn. He's refusing to pay, and we've fallen out. T-Mobile washing their hands with it, saying I have to wait 3 months to transfer the contract and even then he has to pass a credit check (he won't pass). What shall I do? I can't afford the next months one, plain and simple, and feel !!!!ed off and betrayed. It's been hassle and stress, and the useless T-Mobile staff won't do anything. Any help or advice would be appreciated. Cheers

colinicky

First thing to do is to call Tmobile & tell them the phone has been lost & you want a stop put on it , that will at least stop any more bills for calls.
As for the rest of it unfortunately as you "naively" trusted your ex mate it is not Tmobiles fault so in fairness it is not them that are in your words useless. You are stuck with a contract that you are legally bound to pay to Tmobile unless you decide not to pay & take the chance of them pursuing you for the outstanding contract amount & taking the inevitable hit on your credit rating.
Sorry if it sounds harsh but there is no way to sugar coat it .

superbigal36

If it was cheap. Cancel it and negotiate settlement of contract.

grumbler

markwatson99 wrote: »

...He's refusing to pay, and we've fallen out. T-Mobile washing their hands with it, saying I have to wait 3 months to transfer the contract and even then he has to pass a credit check (he won't pass).

The contract can't be transferred without your friend willing to take it anyway. Why would he if he even refuses to pay the bill?

...useless T-Mobile staff won't do anything.

What are they supposed to do? Chase your 'friend'?

Nice_Weather_For_Ducks

Report the sim/phone stolen asap, and im afraid you are going to have to pay the remaining months of the contract.

Its a cheaper lesson than lending a mate £5000+ like so many have done on the loans board!!!

From now on never borrow/lend or guarantee money for anyone, even your closest friend!!

markwatson99

Thanks guys. Yes, I was kinda hoping that they might chase him as I can provide his name and address etc...he's the one in possession of the phone after all. I'm overdrawn and can barely afford my bill let alone his, he ran up £30 of charges using facebook games last month the dopey !!!!!.

Anyway, I've cancelled the direct debit and will await the calls. Really annoyed, I won't be trusting anyone again.

Cheers

grumbler

markwatson99 wrote: »

Anyway, I've cancelled the direct debit and will await the calls

Have you blocked the sim in the first place to stop the extra charges mounting up?
By cancelling the DD you've just trashed your credit files for years to come.

Nice_Weather_For_Ducks

markwatson99 wrote: »

Thanks guys. Yes, I was kinda hoping that they might chase him as I can provide his name and address etc...he's the one in possession of the phone after all. I'm overdrawn and can barely afford my bill let alone his, he ran up £30 of charges using facebook games last month the dopey !!!!!.

Anyway, I've cancelled the direct debit and will await the calls. Really annoyed, I won't be trusting anyone again.

Cheers

Dont cancel the direct debit, call T-Mobile and report your phone stolen. NOW!!!

19lottie82

markwatson99 wrote: »

Anyway, I've cancelled the direct debit

Nooooooooooooooooooooooo! Worst thing you can do, as others have said this will trash your credit rating for six years.

In short, this means you will find it practically impossible to get any further credit.

You MUST keep paying this until the minimum term is up, if you want to avoid the above.

ladymagpie

markwatson99 wrote: »

Thanks guys. Yes, I was kinda hoping that they might chase him as I can provide his name and address etc...he's the one in possession of the phone after all. I'm overdrawn and can barely afford my bill let alone his, he ran up £30 of charges using facebook games last month the dopey !!!!!.

Anyway, I've cancelled the direct debit and will await the calls. Really annoyed, I won't be trusting anyone again.

Cheers

Dude, everyone has advised you not to cancel the DD and what the best thing to do is. Why wouldn't you take people's advice? Did you only come here to find out whether your friend/t mobile can be forced to sort it out? Why not stay and take the advice to get the whole thing sorted?

grumbler

Well, if he doesn't have money to pay the DD anyway, then it's really better to cancel it to avoid extra bank charges for a bounced DD or unauthorised overdraft.