Aspirations of Frugality and Fun on the Road to Mortgage Freedom

smallholdingsister

Well done you!

DedicatedDFW

Hi all

i hope to be back tomorrow with a proper update - busy, busy, busy = tired, tired, tired

Hope all are well xx

DedicatedDFW

Hi all

it feels like ages since i have been on and done a proper post

Today was a fairly early start - its always easier when my Mr gets up early too for some reason. Anyways a productive morning where i've cleaned the whole house - vacuuming, dusting, scrubbing floors. Washing is doing its thing - 2 loads done and 2 to go this week :eek: and i've done all the hand washing too :A Pots washed, dried and moved. Rubbish bags collected together. Phew!

Last week i did the carboot but it wasn't very good sadly we sold some things but we were in a very poor spot on the site. So some clutter has gone and the money made covered the pitch and the remaining balance for our little holiday away - but nothing left over at all to overpay with And there was quite a bit to pack up at the end of the day too... hoping to get some good bits together and try and clear the rest next year as the site i go to has finished for this year now.

I've been feeling a bit down on things - money, the house, my job - and in a way they are all connected - i.e if i had a better job i'd earn more money & could afford to do things with the house, remortgage, move...


CV is up to scratch but i've been looking all week & i don't think there's much around at the moment. i'd love to work for myself, or even do some part-time work from home but its finding those jobs too / or coming up with the ideas for what to do.

Anywho's i need to focus on what i *can* do. Meal planning has worked well and the freezer is being tamed Although food spends are still averaging about £6 over my maximum budget each week :eek: - i am not buying things unnecessarily and check through the receipts but have not been able to identify any areas where savings can be made. Need to think some more on this one..

House is feeling very cluttered :eek: so another bag of things sorted out for the next carboot - more of this to be done i think which should help on the money front too - as well as keeping on top of the paperwork which should help too. Had a good sort out of this this morning.

Not quite enough money in the bank for the spending i've got coming up so will need to list more things on the bay of e - i have a couple of bits sorted out so *positive vibes* for some sales

Going to keep a positive attitude and a smile on my face in work even though the pressure is hard at the moment.

Additional Spends have been:

Took the dress back to carboot that i'd bought the week previous, sold it & bought a different dress for the same money- need to try that on today :cool:

Bought a dress from one of my absolute favourite shops - £8 instead of £75 - will try on and decide or my finances may decide for me and it might go back to help me meet my bills.

Birthday coming up - usually get gifted some money - that will go towards taxing the car.

Sorry for the glum post all x hope you are all well xx

Cheery_Daff

Aw DDFW, so sorry you're feeling gloomy lass You're right though, finances/house/clutter/moving - all add up! Sounds like you at least got your holiday paid off with the car boot money so that's good :j :j

Keep looking on the job front - a week's not that long in the grand scheme of things and you never know what'll come up Fingers crossed for you xx

Positive vibes for some ebay sales! :money:

Hope you're feeling more cheerful again soon. Are you doing anything for fun in the near future?

xx

Watty1

Sorry you are feeling glum.
It will pick up again...it will ..it will writes the queen of positive thinking even if I'm not having such a positive day today.

DedicatedDFW

Hi guys and thank you so much for your lovely words

although tis true i am ratherly glum i am not even good company for myself :rotfl::rotfl::rotfl:

i was debating not posting for a while but i think this mood is set to stay with me for a bit so if you all want to ignore my witterings until i am more like my happy self that is fine i think i need to get it out of my head and onto paper though so will just post on here

i keep thinking about what it is i'm feeling down about, why i am feeling like this -more specifically i mean, and what can i do about it? if you're still reading have i missed anything here?

So, main thing is my job and, more specifically, my income from this job. Its not enough, it just really isn't, my money is taken up every month without even the essentials being covered, which is why i am constantly trying to earn extra money - and this has been reduced down to just extra money from selling items - and there really isn't that much left to sell.

So, what am i doing about it? I am looking for a better paid job and in a role i wouldn't mind doing. i've been seriously looking for over a year now but since increasing my hours to full time i had slowed down the searching a bit and i've just upped it again this past week.

Today i've gone through over 300 job advertisements as well as checking the job pages of companies i'd like to work for - not even 1 suitable job is available.

I've thought about applying for a job at a lower wage and ideally working my way up in the company - but there's no guarantee of that & as the wages are a big issue for me now that wouldn't actually change by doing this.

I've discounted re-training as i'd have no guarantee of a job in the industry at the end of it. & i've not got the income to pay for the studying and now, with working full time so 7.5 hours a day 1 hour for lunch is 8.5 hours 'at work' time and a 3 hour round trip commute there really is little time to fit studying in. I'd totally prioratise it if i knew there was a definite job at the end of it but i've been in that position before - got the training but not the experience so knocked back for jobs

Solution: - keep searching - thats all i can come up with i'm not sure if its worth contacting agencies but i'm not sure how that'd go especially as i have quite a lot of notice to work if i was to find a new role.
I'd like to work from home part-time - as well as my main job i mean but i've never found any work for this - i guess thats what everyone wants :rotfl::rotfl::rotfl:

smallholdingsister

Stick with us. A bit of group support when needed is what its all about.x

DedicatedDFW

Aw thanks SHS - i do find reading the threads on here very inspirational just aware i'm in a bit of a fug at the moment and its not for passing

So money news - i've been screened out of countless surveys and successfully completed 1 :T

Had a horrid tea - not my cooking it was jacket potato - maybe i should have just thrown it away after all? :rotfl::rotfl::rotfl: You may laugh but at least in a way it was free - and after i'd been craving something delicious too - a clear sign of my rotten luck at the mo. i think:rotfl::rotfl::rotfl:

claimed a wee bit of cashback - all money being kept in current account in an attempt to cover bills due out.

Made important phone call and important e-mail sent.

equally important - produced invoice for my Mr - quite pleased i remembered pretty much everything from my bookkeeping course several years ago i did quickly look up if i'd missed anything and i hadn't :A sometimes its the little things isn't it?

Written descriptions for 2 items for the bay of e - not so very :A as i bought a dress on there yesterday - having worn the same dress lots and lots and lots of times the material has 'gone' in parts of it - it'd been worn lots as it was suitable to the 'ooh i don't know what to wear' occasion so this was a replacement £7 second hand - any more justification needed So to even things up i'll be listing the dress i bought at the carboot. Wake up call on this though is the lack of money in my account its not as though its a shop i can return it too so a bad decision on my part really - no matter how pretty and practical it is.

Today has been an NSD

Also needed packaging but managed to procure some from someone who regularly throws it away i don't like to ask though as they know i need the stuff and just put it into the rubbish but today i swallowed my pride just might not do it again in a hurry :rotfl::rotfl::rotfl:

today was also packed lunch and all snacks to work day, walk to and from station to save using the car, cancelled my appointments for treatments - eyebrows - can't see them without some colour :eek: - my steady hand will be put to the test with a pencil; hair - very overdue and will need to stay that way although i was shocked by all my roots today :eek::eek::eek:

Ok i am off to bed, hope everyone is well xx i will try and pop in tomorrow and read some of your diaries xx

in_need_of_direction

I know exactly how you feel. Don't know how familiar you are with Harry potter books but it can feel like a dementor has taken up residence. Rather than signing up with a recruitment agency, is there a careers advice service you can access? They aren't just for school leavers. Whatever you do, keep posting as I does help to avoid spontaneous combustion.

DedicatedDFW

Aw thanks inod i've looked in my area - which is quite a big area and as much i like to think i'm young - the advice available seems to be all targeted at young people.

I will try and pop over and see how you are x hope all is good with you xx