We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Aspirations of Frugality and Fun on the Road to Mortgage Freedom

1118119121123124140

Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    If you have a h and m store near you, you can put old clothes-ripped or otherwise, in a bag and recycle them there. They have special bins. Speak to a member of staff just so you get a voucher for £5 off a £30 spend. (I think that's the deal). The bag can either only have a couple of items in or be full. You can use any carrier bag you happen to have. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Hi thanks all for the info. about clothes - i already use mine for rags if they are the right material and not good enough for anything else. I rescued the ones from the bin (indoors so was clean) and have some old pj bottoms to add to them and donate. I think H&M will be best when i go in the city as all of the charity shops near me advertise for only undamaged clothing :) Feel so much better.

    Thanks KC - i didn't take a picture as they are ruined :( but i *do* have a pic of me in them :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Its been an odd few days / weeks and i am really feeling that i need to find my motivation again :eek: I'm not sure if its the cold dark weather or something else but i really need to push myself and get on and *do* things. I have been quite tired lately so have maybe done too much work and the continual train delays are both stressful and adding time onto my days so that is not helping. I think from 1st December I am going to take things a bit easier on myself on the work front but plan in things to achieve on my days off :T This way i will feel better as i always feel good when i have got a job out of the way - such as the handwashing / the windows etc.

    I actually really want to make a bigger effort with decluttering - i think i mentioned before about having a full wardrobe but never having anything to wear? I will start to tackle this from December. In the meantime i am chipping away at it - a pair of leggings has headed off the carboot pile and as i mentioned the pj bottoms to the recycling bag :) and a dress to the bay of e ;)

    Currently i cannot fit all my clothes and shoes in the 1 small wardrobe i have :eek: Of course this makes things untidy and harder to manage. I have wellies for gardening and smaller (not as mucky wellies) for going to the races. I have my running trainers and summer shoes / winter boots / evening shoes as well as footwear for work for both summer and winter - am not allowed in in flip-flops :rotfl: I recently bought shoes that fit :T Very hard for me as i mentioned with my odd sized feet so i need to get rid of some of the older footwear that doesn't fit as well :cool:

    Hopefully this will clear out a lot of items and make some roon as well as hopefully making me some money too :D

    On the frugal front i have refrained from buying lunches this last few days in work - even though i'm still hungry :eek:

    I also bought a lot of really good things in the sale - another reason i need to clear my clothes is that alot of things i have are now too big so i bought quite a few bits in the sale - but they are too big as well :eek: In a way it is good though as that will be a refund and what i should really do is go through the wardrobe and i identify what i need :cool:

    I have also lifted out the ingredients for 3 different meals to cook this week am umming & ahhing about a 4th but not sure i will have the time to do everything - especially as i only have 1 pan of a big enough size to use :cool: Was good to lift out all the ingredients from the freezer though.

    I've also cleared out the tinned and dried food stuff in 2 storage areas and given this bag to a family member to help them out and its all stuff my Mr no longer wants to eat so we will not miss it & they will benefit too as it is all things they like too x

    Right am going to do some revision and practice my music - i want to do this so it is up to me to prioratise it.

    Hope everyone is well x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • I know exactly what you mean ddfw. It's an odd time of year when outside is gloomy and if inside isn't perfect, you feel a whole lot worse. I honestly felt that things were closing in on me at the weekend. Even now, I am a bit antsy. At least I now know I'm not alone in my madness ;)
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you managed to get some music practice in :) I'm learning this at the moment and am enjoying playing again.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Watty1
    Watty1 Posts: 7,197 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great tip about h&m. thanks :) (am trying not to buy clothes but easily derailed) :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my. DDFW, glad to hear you're going to take more care of yourself.

    And SF - thank you! I think I've just found my entree, after all these years, into classical music, and I've never seen anything like that animation, it so completely echoes the music, really beautiful.
    2023: the year I get to buy a car
  • jwil
    jwil Posts: 22,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you find your mojo again soon.

    All sounds good with the decluttering, and yay to finding shoes that fit!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Miss you matey :(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was wondering about her, too :(
    2023: the year I get to buy a car
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.