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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    You could totally do a marathon DDFW, I'm finishing a half marathon on Sunday and barely even trained this time :o

    There'll be hope for me and mine then Ed! :rotfl::rotfl::rotfl: Seriously a few RL issues have knocked the get up and go out of me for a bit but i am dusting myself down and running this weekend - race is next month x Good Luck for yours :D Yes i'm moving up to the marathon Cheery got me to talk myself back into it ;) - care to join me?

    Nearly up to speed on your thread :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    - care to join me?

    :rotfl: :rotfl: :rotfl:

    I'm here and I totally understand, I'm like a reverse career coach! :D

    Readers of my diary might not believe me, but I'm trying to take a more grown up, detached attitude to work squabbles these days. I am sure that your boss probably feels like a total tit, there's every chance that they will pour oil on troubled waters in the very near future.

    1, 2 and 4 sound like the sorts of thoughts that go through my head every time I get stressed out at work!

    Chin up, ignore and continue to be yourself :)

    Ps. Well done on increasing your pension payments, I always pay as much as my employer will match

    Pps. You've also tapped my mind 100% on the value of being MF. Having lots of money/minimal outgoings are sides of the same coin, they both allow you to tell your 'orrible boss to stuff it ;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sending hugs - didnt want to just skim read and run. Will catch up better over weekend but in meantime hope you have a better day tomorrow
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pah to horrible bosses DDFW - I'm lucky in that respect but have had one before, so pah again :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I am sure that your boss probably feels like a total tit, there's every chance that they will pour oil on troubled waters in the very near future.

    :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    brizzledfw wrote: »
    Sending hugs - didnt want to just skim read and run. Will catch up better over weekend but in meantime hope you have a better day tomorrow
    gallygirl wrote: »
    Pah to horrible bosses DDFW - I'm lucky in that respect but have had one before, so pah again :(

    Thanks guys, its nice to pop in and have your support :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Blimey, DDFW, I'm just catching up - this sounds awful! How was today?

    And please don't kick yourself for not responding - hardly anyone responds to stuff like that the first time it happens, because of the shock of it, as you say.

    If its still impossible to think of anything, maybe you at least need a "placeholder". "I'm going to need some time to respond to that properly, these are some very problematic statements you've made to me". I'll speak with you later/tomorrow after I've considered the right way forward". That sort of thing ...

    How you doing?
    2023: the year I get to buy a car
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ok, lets get the bad out of the way first :) I am still annoyed about work yesterday :( But soldiering on ;) Boss chatted with all the people reporting into them today - including the two colleagues sat either side of me and the 2 colleagues facing me - all except for me. They also offered to make everyone a cuppa - except for me :rotfl::rotfl::rotfl: and :( Ed am sure you have felt what i can only describe as being the 'not bothered but uncomfortable' feeling i have felt today *sigh* lets see what tomorrow holds eh?

    Moving on - still with the bad-ish though :rotfl: totally went out at lunch and did some retail therapy :o 2 lovely dresses and a necklace and earrings duly purchased. All but the earrings can go back. - Both dresses are very 'me' - something i often struggle to find and all were less than half price - do i need to carry on justifying? :p Was also annoyed as i got offered an interview for a job :T But its when i'm working :( I rang them to request a change of time or day but its all scheduled in. So i tried to arrange the time off in work by using holidays / working a Saturday to have the day off i need but it was all turned down :(:(:( Any suggestions?

    Moving onto the good :)

    £1 paid to mortgage reminding me nicely to look at my accounts and keep money and how the spending of that money affects my choices - does that mean i need to reconsider the dresses ? :rotfl::rotfl: to be honest £30 for 2 dresses retailing at £95 is not so bad and i do know when i will wear them :D - maybe to redress the balance though i should throw the same amount of money to the mortgage - covering the earrings and necklace as well so £38... Done my sums and Done the payment too :T:T:T

    Tonight i *must* clear a drawer - it is just full - the stuff probably does need to be in there but i'll look through it all. Uni work - get on with it! Language homework - get on with it! :)

    Ed - pension isn't through work - i had paid heavily into pensions with my meagre wages when i first started work - in the time before minimum wage and i *think* my months wage was just over £400 :mad::mad::mad: - lost all the money i paid in as took a better paying job and so on - contacted pensions to amalgamate - not possible and ' oh your fees have now left your account at £0 ' :mad: It totally put me off paying into a company pension where i wasn't staying long term. I do now have a pension where i am now and think they have been made to be more transferable so i'll check that and find out about increasing payments and what my employer contributions are.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Karmacat wrote: »
    Blimey, DDFW, I'm just catching up - this sounds awful! How was today?

    And please don't kick yourself for not responding - hardly anyone responds to stuff like that the first time it happens, because of the shock of it, as you say.

    If its still impossible to think of anything, maybe you at least need a "placeholder". "I'm going to need some time to respond to that properly, these are some very problematic statements you've made to me". I'll speak with you later/tomorrow after I've considered the right way forward". That sort of thing ...

    How you doing?

    Hi KC - cross posted as i've been doing other things at same time :o - see above for today :(

    Thanks for the tips :)

    It has been a tough old week KC with RL things let alone work issues of yesterday. I am muddling through and me and my Mr are trying to support each other through this difficult time.

    The good news is the focus on MSE, the wonderful support form you all on here :) And i am dusting myself down and going for a run on Sunday - it will be my first in a while but my run is soon and i need to get back on it but due to RL upset have not had the inclination to do so. So a bit of moving on to be started this weekend too x

    Thank you to you and everyone for stopping by and your support x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :( re bosses not letting you have time off. Sadly not a lot you can do about it, though (just checked with Mr greent- HR professional specialising in emp law) Is it worth saying you have an interview? - two sides - 1 it alerts them to your job hunting but 2 - they may be inclined to let you go if they're not friendly (or 3 - could be bloody minded and still say no and you card be marked :()


    Nothing helpful to say, really - except Mr gt once ran London marathon an about a month's training! Half killed him, mind! :)


    Hope things pick up xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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