Aspirations of Frugality and Fun on the Road to Mortgage Freedom

DedicatedDFW

edinburgher wrote: »

Phew - finally read my way through the last 10 pages of updates - you're a busy woman DDFW.

Congratulations on the MA, but I think you're approaching education all wrong. Instead of learning, I think you should be a lecturer in advanced listing studies :rotfl:

It's good to see you seeming so chirpy, I sometimes think that little achievements and triumphs do so much for our moods.

Now for the important question - what sort of vacuum cleaner do you want?

Oh Ed - so lovely to see you again - i am still catching upon threads and look forward to being inspired by you again - hope all is well with you?

:rotfl::rotfl: advanced listing :rotfl::rotfl::rotfl: - i know i confess now to having a notebook i carry round with me and write things in there as i remember them / they come up - it is working well and i love ticking things off

Thanks re. chirpiness too - yes its good to recognise the achievements but i also think i have acknowledged whats important to me and made a space for it in my life - so before i had uni and a bit of running and the essential of work as well as family and friends and of course my Mr.

Now i have uni, running, music, language, friends, family and my Mr. As well as accepting the work is necessary to pay for these things.

Hoover - i would say anything that picks up would be an improvement :eek: But i *need* a hoover which can easily go from hard floor to carpet and that is *small* this is very small house and storage is next to none (hence the loft savings) Any suggestions?

greent

DedicatedDFW wrote: »

Hoover - i would say anything that picks up would be an improvement :eek: But i *need* a hoover which can easily go from hard floor to carpet and that is *small* this is very small house and storage is next to none (hence the loft savings) Any suggestions?

Cordless Dyson? http://www.dyson.co.uk/vacuum-cleaners/cordless.aspx


We have a DC44 (and a normal (small not upright) Dyson (and another vacuum that's a different brand - but that's never used) I *could* vacuum the whole of our house with the DC44 (and often do - although I do find that I need the full sized one for the lounge and dining rooms every so often). It's lightweight, small, can hang on the wall (ours lives under the stairs) and is fab for stairs (no cords) and a handy dustbuster if you remove the long pole! x

DedicatedDFW

greent wrote: »

Cordless Dyson? http://www.dyson.co.uk/vacuum-cleaners/cordless.aspx


We have a DC44 (and a normal (small not upright) Dyson (and another vacuum that's a different brand - but that's never used) I *could* vacuum the whole of our house with the DC44 (and often do - although I do find that I need the full sized one for the lounge and dining rooms every so often). It's lightweight, small, can hang on the wall (ours lives under the stairs) and is fab for stairs (no cords) and a handy dustbuster if you remove the long pole! x

Thanks GT Is probably the make we'll go for but i hadn't considered cordless before now :cool: Think i might hoover more if i had a vacuum that does the job then again though... :rotfl::rotfl::rotfl:

edinburgher

I'm getting there DDFW, just need to remember that challenges can be a good thing from time to time

Another Dyson fan here, although our DC32 is anything but light. Still, it's given us 4 years service already and is as good as the day we bought it.

You have recently bought more shoes than I own in total

Ps. I'm now tracking my daily spends using lined postcards, so I can relate to the listing thing. I want to figure out what we actually spend all our money on...

Cheery_Daff

I bought a cheap tesco bagless hoover yesterday and LOVE it - light, effective, purple... but i have a feeling you already know about that so i'll shut up (and i've only had it one day so it might be useless after a few goes!)

DedicatedDFW

edinburgher wrote: »

I'm getting there DDFW, just need to remember that challenges can be a good thing from time to time

Another Dyson fan here, although our DC32 is anything but light. Still, it's given us 4 years service already and is as good as the day we bought it.

You have recently bought more shoes than I own in total

Ps. I'm now tracking my daily spends using lined postcards, so I can relate to the listing thing. I want to figure out what we actually spend all our money on...

In between study and home life i will try and start catching up with your thread today ed - you are so inspiring and give me plenty of good things to think about

I definitely think this is the brand we'll go for - i am actually thinking mini upright at the moment - gotta think of my bad back but wil have a good look round first. Of course i need the savings first of all to pay for it as well

My love of a good pair of shoes knows no bounds - I admit to owning *ahem* alot now but i am just so pleased to actually put shoes on i can walk in without pain - or fear of falling from their sky scraper height :rotfl::rotfl::rotfl: I am going to have a good look through what i have and see if any of the 'less suitable but make do' ones can be sold now Must admit i had a very slight twinge of 'that could have been an overpayment' but only slight and logically i know it is a good investment - the rarity of finding shoes that actually fit me will mean there won't be a splurge like this for a good long while Currently the MSE in me is making me wear a pair of the 'make do' shoes until they are beyond wear - they aren't in a saleable state but aren't bad enough to be bin-able either.

Ooh a fellow lister I find its good to go through listing spends every so often, i tend to keep it up for a month or so just so i can spot check myself i guess :rotfl::rotfl::rotfl: I put little symbols next to the item so i can easily clump together categories of spending so a picture of a slice of cake next to food for example - although i can't remember the last time i bought cake - its just the picture is easy to draw. There were always a few lines without symbols for the hard to categorise ones Be good to see what this exercise shows for you

DedicatedDFW

Cheery_Daff wrote: »

I bought a cheap tesco bagless hoover yesterday and LOVE it - light, effective, purple... but i have a feeling you already know about that so i'll shut up (and i've only had it one day so it might be useless after a few goes!)

Ooh nice colour Cheery - no need to be quiet - i knew you'd bought a hoover but didn't know the make etc.

Hope all is good with you?

DedicatedDFW

Morning All,

It has been a gradual start to the day - 1 lot of meat cooked, most of the washing was done yesterday and moved - its just the bedding i need to do and i only didn't do that as i can't put it back on myself

All pots were done yesterday too even though i was tired but nice to get up to a clean kitchen today of course

I have decluttered a wee bit more - thrown away super itchy tights, thrown away broken purse, thrown away broken bag, big top put to one side for carboot and a dress thats now too big for me selected for family member or if they don't want it carboot. Can't remember if i said i've decided to sell a bag :eek::eek::eek: i *do* love this bag and will never be able to get one again at the bargain price i paid for this *but* our house is small with little storage space so i feel things need to earn their keep to stay :cool: I haven't used this bag for one year but i will only sell it for the right money. Of course the money made from this is to be put back into the house - i really want some of the jobs that need doing to get done :cool: The bag is a *little* bulky so will free up a wee bit of space in the bag storage - not much but just nice to have the room rather than an unused item i guess Must list it this week

MFW news - sold an item today so another little overpayment made :T

This week may involve spending... considering buying 2 pairs of winter tights and maybe 2 pj tops or just a straight out new pjs - the 1 top i have is holey beyond repair now and as its getting cooler short sleeves are just not enough for me. Might try and resist and ask for pjs for xmas instead ? Ooh think that sounds like a grand plan ... tights i will ponder some more ...

Yesterday i didn't want the tea i had planned - but cooked and ate it anyway so it didn't go to waste :A

Today i really want a takeaway but will cook a roast dinner instead

Woke up hungry so have lifted some of the excess sausages out of the freezer - hopefully they will defrost quickly from the heat of the oven or i can always defrost in the microwave.

Ok, on with the study with little MSE breaks built in - it is sunday after all

DedicatedDFW

Oh and can anyone please help me work out my daily interest rate please for the mortgage ? is it: my mortgage balance x interest rate of x.xx / 100 = xxx / 365 = daily interest rate

Karmacat

Don't know about the mortgage thing, DDFW - can you put pretend figures in, I can't "see" it otherwise (actually, I'd better not answer it at all, I'd probably get it wrong!).