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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Good to see you posting again and congratulations on the degree !
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear you've been unwell :( but glad to hear your fab news re degree and MA! :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Very sorry to hear you've been ill, but well done on your fantastic achievements!

    Am v impressed re the running, I can't run a step...
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • gallygirl wrote: »
    Chips :D :rotfl:

    But i have another glut of spuds this week and i *will* be making the next best thing... baked potatoes om nom nom :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yum. Need to get down the allotment and dig some of mine up....hmm. Another job for the weekend :)

    How's the running going?
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Ok first things first - an apology

    I was happily replying to all the lovely messages i received when the site / comp crashed :eek: So i wanted to explain that i didn't just flit in and out & talk about one of my favourite of all time foods - the spud :D No matter how much the messages may try and make me look otherwise :naughty:

    muppets - :wave: hi there and welcome - you should stay delurked :D & i'm sure you've posted here before? Thank-you for your lovely message :) The first language i am doing (so 1 year) is Spanish - or should i say espanyol :D Very excited - and a wee bit nervous too but overall excited :j Unfortunately, in un-mse news i paid for the class before the date i could have got a discount as i was going to do an accelerated course just before the end of summer - but then i found out i'd been give the wrong dates for my Uni so i've had to change my language classes - and pay extra on top of what i'd paid :eek: and can't get the discount as i've already signed up *phew* As i am focusing on positives though at least i am on the right class for me and in the place i want to be :D

    inod - thank you for the gentle nudge :D We have a huge list of house jobs that need to be done - many are priorities / urgent - the gutters are being rolled into 1 of these jobs & we're just getting the money together for this :T - How are you anyway? Hope all is well with you and i really appreciate you posting :)

    GG - the holiday was fab :T Thank you for your kind words :)

    greent - aw thanks GT - but i believe congrats are due for miss GT and her fabulous results - well done her - you must be so proud :D

    catshark88 :wave:hi and welcome :D Regarding the running - i struggled to run to end of the street but once i'd made the decision and got a training programme i stuck to it :) - the programme acted like a silent personal trainer as i knew i had to do x and x - seriously i was no runner whatsoever. I did find hypno's posts very encouraging for my running when i was just starting out and am pleased to say i've been able to pass this encouragement and even some advice onto others and the feedback has been great :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw wrote: »
    Yum. Need to get down the allotment and dig some of mine up....hmm. Another job for the weekend :)

    How's the running going?

    Thanks brizzle - a very simple but delicious dish & always makes me think of home :D Sortof jealous with you with your allotment (in a good way :)) but take my hat off to you with how you fit it all in - i do not know how i would manage :)

    Bah! re. the running - i have been poorly this last few days and just plodded into work and got house jobs done but an inability to eat most things has meant no running. I am pleased to report though a 5 mile run is on the schedule for tomorrow :) and 10 miles next week :eek: Fancy being a virtual running buddy? And thank you for your thought out advice re. van - muchly appreciated :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Well there have possibly been some steps forward and some steps back on the quest for frugality - i shall let you all decide :D

    I've frozen veg ready for this weeks stock and schmaltz making :D and the veg was on its way out so great not to waste it.

    I also opened a packet where i just needed half of it for a recipe - the rest could not be frozen or stored beyond a couple of days - so i made another recipe to use this up :T

    I put a layer of finely sliced potatoes on top of my lasagne - and also confirmed i don't need a slicer thing (can't remember the name now) as i do have great slicing skills :D

    I've been using free showelgel sachets - got about 3 weeks worth for me - good as it turns out the ones i'd bought i'm sensitive to. My Mr can use the other as he is fine with it but it saves me spending money for a few weeks on another one :)

    I've been using up my selection of many mini perfumes - good for deluttering and i probably smell nice too - and it saves me replacing the usual bottle sizes that i've run out of :D

    Packed lunches continued.

    Big test came with the weekly shop. Now there were some reduced priced sausages and i *nearly* got them at 50p a pack *but* i must have about 70 sausages still in the freezer, bought at a reduced price and for less than 50p a pack - so i resisted :cool:

    I *did* however buy 1kg stewing steak 58p and 1kg mince 58p - all portioned and frozen - i was down to the last pack of mince in the freezer and the steak was just too much of a bargain to pass up :o

    I also bought 1 marinated chicken £1.29 - frozen
    1 marinated turkey steak 700g 99p
    2 cooked plain chickens - a decent size & cheaper than i could have bought not cooked and bigger too - £3.00 - i have yet to strip these. The meat will be used for sandwiches and to mix in with various sauces to make new dishes. The bones etc. i'll use to make stock and schmaltz :T

    I also :o bought 11 gourmet pies for £1.32

    so *some* progress at least but the freezer is a tad on the full side still.

    I've continued doing my language studies & instrument :D

    I've had some necessary spends for uni supplies too - but all at the best prices i could get :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Well i have a birthday on the horizon! - not something i look forward to admittedly but i have been asked what i want for my birthday and i'm stuck to make a decision.

    What would i like?

    As a treat i would like: - a piece of jewellery (a specific item), perfume to replace the standard size bottles i no longer have (all are miniature now - this in a way would be moneysaving too as i wouldn't need to replace it). A day out - i much prefer investing in an experience and creating memories :D

    What do i need?

    My needs are: - perfume as mentioned above but is it a need? well i'm sure you understand :) A hoover that actually works and picks stuff up off the floor before the millionth attempt! Lots of uni stuff- books etc. are totalling the £000's and thats second hand :o And the laptop needs to be replaced. I need new trainers and running gear - mine has been washed so many times! running 4 times a week with 1 outfit currently :o

    What to choose? Its better that i do choose as although i enjoy a nice surprise i have, in the past, received no doubt expensive and truly lovely gifts but they've not been a *need*and so have been used so much less - So i guess that means i want more of a need than a want? Except for the day out - spending time with the important people in my life and enjoying things together cannot be beaten...

    So what to choose - a hoover? a day out? A laptop would be too expensive.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • When buying a gift I try to make it something the recipient would like but wouldn't buy for themselves. Why not apply that rule to deciding what to ask for.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
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