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Debt free by 40 -- 19 Months and counting

19394969899272

Comments

  • :bdaycake: Happy Birthday xx :bdaycake:
    Time to start again :o
  • maddiemay
    maddiemay Posts: 5,139 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope that the sun is shining on you in beautiful Hardy country and that you have a very lovely birthday, just think how much you will be celebrating next year:j
    MM
    xxxxx
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Happy Birthday...x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    WOW......Thank you everyone. I really wasn't expecting all those birthday messages.


    Well, I woke up this morning to homemade birthday cards from the children :heart:, and then hubby splashed out and bought me a card and some Thorntons Choccies. (I didn't get an answer when I asked him if it had come out of his FUN money hehe)


    Just gotten back from my childrens School Celebration Assembly that bought a tear to my eye.


    Now I am just waiting until 11.30 and a friend is taking me to a fab Fish restaurant called The Hive in Burton Bradstock for lunch.
    Its a mixture of birthday present and a thank you for looking after her son last week.


    AND......Later on another friend is taking me to the cinema.


    What an amazing day......and very frugal as I don't think I will need my purse at all. :j.


    Its times like this you really realise what fab friends you have.


    So it looks like I am going to have a fab day even though I am broke... RESULT!!


    Thanks again for the birthday wishes. 39 doesn't seem so bad all of a sudden :D
  • maddiemay
    maddiemay Posts: 5,139 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yay to cards and choccies and double yay to lunch at THe Hive, we regularly did coffee and cake there (out of season) after walking dogs on beach or cliffs, had occasional lunches, but when we were a three car family did not have enough spends to do it often.
    xx
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Happy Birthday :beer:
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Happy birthday Steph! Have a fantastic day :) xxx
  • First_Trouble
    First_Trouble Posts: 974 Forumite
    Hope you have a great fun filled day Steph!! Happy Birthday!
    That voice in your head that says you can’t do this is a LIAR!

    Debt Free - January 2021 :D
  • First_Trouble
    First_Trouble Posts: 974 Forumite
    reduced my overdraft by £100 over the weekend. :cool:
    The advisor over the phone was trying to talk me out of it. Then when he realised he couldn't talk me out of it tried to get me a consolidation loan to pay off all my debts in one go, no wonder so many people are in debt. :mad:
    That voice in your head that says you can’t do this is a LIAR!

    Debt Free - January 2021 :D
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    maddiemay wrote: »
    Yay to cards and choccies and double yay to lunch at THe Hive, we regularly did coffee and cake there (out of season) after walking dogs on beach or cliffs, had occasional lunches, but when we were a three car family did not have enough spends to do it often.
    xx


    Hi MM


    It was my first time to The Hive and it was really lovely, especially in the sunshine. I did clock the prices though :eek:, I was VERY relieved that I didn't have to pay.
    £13.95 for battered Hake and chips!!!. I WAS the best fish and chips I have EVER had, but wow that's expensive.


    xx
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