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Debt free by 40 -- 19 Months and counting

194959799100272

Comments

  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ouch - £13.95 ! Glad they where nice (and free !!!!)
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Birthday Lovely :)


    You deserve a lovely day and I am really glad to read you have had a lovely day XXXX
    Nevertheless she persisted.
  • baglady1
    baglady1 Posts: 55 Forumite
    Hi Steph, Happy Birthday & am glad you had a really great day with friends. The lunch sounds lovely, nothing like good fish & chips. B xx
  • sweetpea26
    sweetpea26 Posts: 831 Forumite
    Part of the Furniture 500 Posts Name Dropper Rampant Recycler
    Happy Birthday Steph. Your day out sounds lovely.
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Belated happy birthday Steph, sounds like you had a fab day out yesterday and all the nicer for being free :D
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.08/£50
    Mortgage overpayments so far - £800.96
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Thanks again all, Its so heart warming to see how many real life and virtual life friends I have. So much support :iloveyou:.


    Not much to report today, back to normal again :o.


    Got a morning of sewing on the cards and then my son is taking part in the schools annual swimming gala this afternoon so will be cheering him on at 2pm.


    Need to crack on with my sewing orders.... Get those pennies rolling in.


    Hope you all manage to enjoy abit of sunshine today. xxx
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad you had a lovely birthday Steph..goodluck with the sewing :)
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Happy birthday! Glad you had a good one :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Morning MSE,


    Grrrr I am abit annoyed.


    Back in April I had a clear out and sold tonnes of stuff on Ebay.


    One of them was one of my sons Wii Skylander figures. It sold for 99p + £2.60 usual astronomical Royal Mail Postage cost.


    £3.59 Total


    Well, this morning I get an email from Paypal saying that there is a chargeback on my account of £3.59.


    Looking into it, it seems that the buyer has filed a chargeback with their bank over this transaction claiming it was taken fraudulently :shocked:.


    I have replied to the case that has been opened with a photo of the Royal Mail postage receipt. It wasn't tracked unfortunately but you can't justify charging people for that kind of postage over a 99p item.


    I have also emailed the buyer personally explaining that I posted the item in good faith and after no communication otherwise from them, I assumed it was received and all was well.


    Looking at my Ebay account they haven't left feedback which is annoying as that could have been proof that they were happy with it.


    Surely if they didn't receive it they would have contacted me during this 3 months??


    I am so annoyed as if what I have read is true, If the bank sides with the buyer I also get hit with the banks costs which is often around £14 :eek:.


    To say I am annoyed and frustrated is an understatement. If I get hit with this charge I am NEVER using Ebay again as you just simply have no protection whatsoever.


    xxx
  • This is what puts me off selling on ebay.
    In future you could get proof of postage which is free so there if is any comeback you have the proof. If they charge you I would complain to royal mail about their service and that you want them to reimburse you these charges as it was their service that caused them. Doesn't hurt to try.

    Think I have roughly £150 - £200 worth of goods to sell from my walkabout the house valuations. Highest value items are: a dining table and 4 chairs (we never use it as there is only two of us but still unsure whether to get rid?) and the other a glass top coffee table which just used to put paperwork on so doesn't get used either. Rest is various dvds, books and electronic items. Thats before I have even looked at my shoes.
    That voice in your head that says you can’t do this is a LIAR!

    Debt Free - January 2021 :D
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