Debt free by 40 -- 19 Months and counting

Buffythedebtslayer

Hope the film is good Enjoy XXX

maddiemay

Have a great time.
MM
xxx

Verbatim

How was the film?

StressedSteph

Hi Diary

Thanks everyone for your well wishes. Had a lovely time, movie was a long one so didn't get home till 11.30pm - On a school night!!! .

I am abit frustrated this morning. I had managed to collect up about £200 cash in my pot. Cinema trip last night including babysitter cost £40. then I had to ring for a new tyre on my car which is now going to cost me £118 tomorrow morning, which leaves me with £42. I have also booked the car in to get the brakes checked as hubby reckons you shouldn't have to push the pedal down to the floor to get the car to stop .

I was really hoping to be able to take a trip to Primarni and get the children some clothes, but as usual something steps in to take up the spare money.

They are so short on clothes its silly. They have grown out of a lot of it but I am too scared to sort out what is abit tight in case they are not left with much.

I will earn £30 tomorrow, So will start my pot up again and hope I can build some up during October.

Probably should not have gone out last night, but it was the first time in a loooong time that hubby and I have gone out together. so it was hard to resist.

Not much to report financially. Children's Tax Credit has gone in today, so I have allocated it against up coming Direct Debits. I like to cover those first as they are what will take my account overdrawn and I have no control over them. Then its mortgage and last of all my debts.

I could do with a couple more cleaning jobs. My Friday job will end in November as its a holiday lets business, probably restarting March/April next year.

Ok off to tidy kitchen. Take care

kelpie35

Hi Steph, so pleased you all had a great night out.

Have you a facebook account? Sometimes you are able to pick up a bargain on local selling sites, just an idea.

Also it might be a place you could sell your craft stuff.

Enjoy the rest of your day.

Take care x

Swash

Hi Steph, it's been a while since you mentioned the massage work, do you not want to do this anymore? X

abba1772

Don't feel bad about having a night out you deserve a treat now and again xx

At least you're not getting into debt for the night out and the tyre

Check ebay for bundles of clothes being sold in your local area ive picked up a few bargains that way for the kids xx

StressedSteph

kelpie35 wrote: »

Hi Steph, so pleased you all had a great night out.

Have you a facebook account? Sometimes you are able to pick up a bargain on local selling sites, just an idea.

Also it might be a place you could sell your craft stuff.

Enjoy the rest of your day.

Take care x

Hi Kelpie,

I have kept an eye open for clothes bundles but as my children are now a little older at 11 & 9 there doesn't seem to ever be that age group for sale, mostly babies & toddlers. I will check out fleabay though.

I am just gearing up to booking some Christmas fairs and selling my Christmas wreaths. I ought to try selling some crafts again but I could never charge enough to cover the hours it spent making things. tricky one.

xxx

Swash wrote: »

Hi Steph, it's been a while since you mentioned the massage work, do you not want to do this anymore? X

Hi Swash

The massage work just dried up unfortunately, coupled with my crisis of confidence I haven't braved trying to approach other Spa's etc.

Silly really, but just worry I am not good enough :(

abba1772 wrote: »

Don't feel bad about having a night out you deserve a treat now and again xx

At least you're not getting into debt for the night out and the tyre

Check ebay for bundles of clothes being sold in your local area ive picked up a few bargains that way for the kids xx

Hi abba

Yes definitely not using any credit to pay for things anymore.

Will definitely check out Ebay. Must be some bargains out there. xxx

mummytogirls

Hi Steph,

Im glad you had a nice evening night, I do feel this is important to have this time.. even if you don't feel like spending the money!

Re the clothes, the kids don't break up for another couple of weeks which means they are in uniform for most of the time. Could you build up your pot until just before and then buy them some essentials?

xx

Swash

StressedSteph wrote: »

Hi Swash

The massage work just dried up unfortunately, coupled with my crisis of confidence I haven't braved trying to approach other Spa's etc.

Silly really, but just worry I am not good enough :(

Not sure why you lost confidence because you were doing so well. But your happiness is the main thing. At least you have done the course so you can go back to it should you change your mind.

I had a little look on your FB page for your crafts and they are lovely xx