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Debt free by 40 -- 19 Months and counting

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Comments

  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Thanks for your replies. I have calmed down abit now :(


    So frustrated that it didn't go ahead today, can't believe it was only 1.1/2 hours before and they cancelled it. So disgusting.


    I am just holding out hope that they book him in for next week, otherwise it is going to put our finances to the test.


    Hubby being the star he is has found a few days work next week laying some paving so hopefully that should help bridge the gap.


    Like you said though we were also all geared up in our heads for him to go in today and its so disappointing.


    Just paid the last of our debts for July and a small bit of good news is we are now in the 7k region of debt outstanding.


    Getting there super slowly but still heading in the right direction;)
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So sorry to hear your disappointing news.

    You are doing so well with your debt, but it is only what I expected from you. Please don't under estimate your achievements.

    Hope good news comes in the next few days re the operation.

    Take care
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh no, what a disappointment for you all. You get yourself into the right headspace :-(
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Magsnoodle
    Magsnoodle Posts: 263 Forumite
    Ninth Anniversary Combo Breaker
    Sorry about the news Steph but better it didnt go ahead if they didn't have a space to care for him if there was a problem.

    Love and hugs being sent.

    TTFN xx
    E.F. #38 240.55/1000 SPC8 #375
    DFBXmas 2015 #162 18554 /18554 100%
  • lhead123
    lhead123 Posts: 312 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Oh Steph that's rubbish :(
    Hopefully there'll be a cancellation soon and he will get called in.

    Hope the kids aren't driving you crazy so far. J has only been off school since Wednesday afternoon and she's already getting cabin fever! We're going to try to get to the park today as it's going to rain all day tomorrow...again....

    J's going to a sports camp for a week at a local school in the middle of the holidays and then we're going to stay with the grandparents for a week at the end of august, so I've only got 4 weeks of entertainment to sort out....That still seems like so much!
    Our TV died, just after we'd bought my OH a Sat Nav he desperately needed for work...That means our holiday fund (a week in a caravan in october half term) has been wiped out and then some :(
    And now the car needs a brake caliper, 2 tyres and wheel alignment...It all comes along at once doesn't it!?

    Hope you're enjoying the sunshine while it lasts xx
    Debt FREE thanks to YNAB
  • Oh Steph. Impressive husband finding work ;)


    Sorry about the op. and WOW to the 7000ish!


    Well done Steph. Come on my love you are being amazing XXX
    Nevertheless she persisted.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    So sorry your hubby's op got cancelled but good on him for finding some work xx

    Well done on getting to the £7k xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • sweetpea26
    sweetpea26 Posts: 831 Forumite
    Part of the Furniture 500 Posts Name Dropper Rampant Recycler
    that is ridiculous Steph. I am so sorry to hear that. I would contact them and tell them your husband is self employed with work booked and that you need a definite date. It might make a difference and there is no harm in explaining the situation. Hopefully he wont have long to wait.
  • Hi Steph, so sorry to hear his operation was cancelled. My dad's cancer op was cancelled twice because of emergencies so I can imagine how annoying that was (he's self employed too and was not impressed). I really hope the op is soon for you both to just get on with recovery then. Are you still working at the spa (sorry I am so far behind everyone i'm just sorting of jumping in on the last few pages)...

    I hope the weather picks up soon then we can just chuck the kids out into the garden, so much cheaper than entertaining them in the rainy weather.

    Ps whoever it was that suggested sick pay, i think they're right, my friends hubby was off work for a month and they claimed it, I think they may have got money towards their rent too for that period? Worth looking into ??

    Big hugs, xxx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Thanks for your replies all, Hospital rang today and have booked in in for the 17th August!! 3 weeks away :eek:.


    Its so beyond a nightmare I have almost blanked it out. Hubby now has to find three weeks of work before he has at least another two weeks off. This also pushes the whole bloody nightmare so much further into the year and kills more opportunities for me to debt bust. I am also worried about how it will effect Ds's birthday as that is the 2nd week in September.


    I guess we will just continue to make the best of a bad deal but it has almost certainly killed off anymore trips or spending in the summer holidays as I just daren't spend anything for fear we wont have the work.


    2015 seems to be pretty much a wash out for debt busting. We are still creeping in the right direction but on minimum payments of £360 per month, it will take me another
    22 months :mad:.


    aaah well. keep plodding
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