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Debt free by 40 -- 19 Months and counting

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Comments

  • have a lovely Easter & camping trip :D
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Sending you sunshine :)


    sorry to have missed you XX
    Nevertheless she persisted.
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Happy Easter Steph,


    Hope your having a lovely HScamping.gif and that the HS2046520bongf60r7k.gifhas made an appearance for you..




    HSchick.gif


    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat wrote: »
    Happy Easter Steph,


    Hope your having a lovely HScamping.gif and that the HS2046520bongf60r7k.gifhas made an appearance for you..




    HSchick.gif


    Love Puzz. x

    What Puzz says (love those smilies :rotfl:) :EasterBun:easter:
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Morning all,


    Thank you sooo much for sending the sunshine to Devon. Thursday and Friday were challenging and at times I thought Terry the Tent might blow away :eek:. I even found more guide ropes and tied him to the car just in case :rotfl:.
    But when Saturday and Sunday came it was beautiful and made us forget the soggy couple of days we had just had.


    We stayed at Watermouth Cove Holiday Park and it was just amazing. Such a warm welcome from the owners and there was even a free Easter Egg hunt on the beach Sunday for all the children. They came back up off the beach with T-shirts full of eggs :T. Had a fab time, but sadly spent double what I had planned :(. I think I didn't factor in the fact that we were going with friends and sometimes you accidentally do things to keep up with them which always costs money.
    They wanted to visit Clovelly. We followed because I thought it was just a regular fishing village not an attraction that you had to pay entry for :o. I think it cost £6.50 each to get in and then we had to eat and Dd was desperate to ride the donkeys and my penny pinching flew out of the window.
    I had allowed £50 and I spent nearly £100 over the whole 5 days. Not too bad I guess but I know that if we went on our own I could have stuck to my budget.


    It doesn't help now that hubby hasn't been paid by the two people he worked for last week. :eek:. One guy who is usually a good payer claims to have paid on Sunday, but it isn't showing in our bank account yet :mad:, sure it should be showing by now.


    Not much else to report, washing machine is on constant and I have a few jobs to get done to get the house back to the tidy state it was when I left last Thursday.


    Had a fantastic break I love camping, Hoping to maybe go away in the May half term somewhere local and on our own so super cheap, but will wait to see what the weather is like.


    Hope you all had a great Easter. xxxx
  • misstara
    misstara Posts: 4,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi Steph, sounds like you had a lovely holiday. Don't beat yourself up for going over budget - £100 for a 5 day holiday is still a fantastic amount :) Hope hubby gets paid soon.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.08/£50
    Mortgage overpayments so far - £800.96
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Morning,


    Thanks MissT, thankfully one person has paid hubby which has now just about covered this weeks bills and I have finally paid HMRC :eek:.


    Just the school Sportswear to go now, which I should be able to get rid of in the next week or two.


    I hate it when bills stack up because it takes so long to catch up and when any extra money come in, it is immediately swallowed up :(.


    Not a lot more to report. Got my little 2 hour cleaning job today. Ds has gone to work with dad and I will drop Dd off at a friends house on my way to work. Still got to figure out childcare for my 3.5 hour job on Friday morning, I am hoping their granddad might have them, I will call them later on and ask. All this proves how hard it would be for me to get a proper job, when during the children's holidays I struggle to get help with them even for a couple of hours.


    When the next person pays up from hubby work last week I will put it towards the mortgage payment to try to get that paid earlier in the month than usual.


    My house is abit of a disaster zone again, and really need to be cleaning my own home more than anyone else's, so will set to that this afternoon, It won't take much to get it back straight again.


    Have a great day xxx
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad you've caught up a bit in the payments.

    Holiday looked fab with brilliant weather for you,
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Glad the weather was good :T and I think £100 for a holiday is great! Holidays are about fun and letting the kids do what they're not usually allowed to do so I bet they had a great time and were really thankful for it, so forget the expense and move on :) ...I spent nearly £100 just on one day out!! I took the kids to a fair yesterday and didn't expect to have to pay to go in as I wasn't going on the rides, well it was £8 per person regardless of whether you were riding! So £32 before even starting there (and £25 in the petrol to get to mums) so I went on every single ride just because I was going to get my money's worth :rotfl: I hated every second of it and thought I was going to die on every ride :rotfl: much to my children's delight (??) and then we bought a take away when we got back to mum's house as it was already past all the kid's dinnertime............expensive, but fun and we don't do it often just like you don't go on holiday every month :)

    Have a lovely day xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Glad you had a good break, I agree that £100 spent isn't that bad when you consider it's Easter so don't get too hung up on that.

    I hope everyone gets paid soon so you can get up to date.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
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