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Debt free by 40 -- 19 Months and counting

1147148150152153272

Comments

  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi SS just caught up -
    Hope you have a fantastic break in Portugal! Well done for being so organised :T
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hope you have an amazing break in Portugal, you really deserve it!

    The work in the Spa is a fantastic way to bring in money. He sounds a bit scattered, I'm glad you're so organised. Fingers crossed he will pay you before you go.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    I think that maybe you should get into a more regular paying situation with the spa they sound worryingly flaky! Have a great holiday Steph, you are doing a brilliant job on the paying off. I am so looking forward to you being debt free, looks like you will be there in 2015.
  • Hi Steph, Just catching up :) Thank goodness for DH getting some extra work! This is the exact reason my DH gave up self employment and joined the army, although in a way I wish he'd stuck it out as army life is far worse (in MY opinion ;) ) . I also set my ynab up as you do now, it took me a few months of playing around with it too to prioritise in the right way, but now all my bills are paid, food is budgeted for for the whole month, petrol and then everything else after that.

    I hope you enjoy your (well-deserved) holiday! Even if it is raining, it's an excuse for some different culture, copious amounts of wine with no children to wake you the next day, lots of yummy foods and maybe a dip in the pool (even if it's raining and cold I always insist on swimming when abroad :p ) Have fun if I don't manage to pop in before Thursday! xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Have a fab holiday Lovely, you deserve it :beer:.
    Life is like a sandwich, the more you put it in then the tastier it gets.............just go easy on the :spam:
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi Steph,


    Off on your holiday tomorrow..! Have a lovely time. xxx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Hi all,


    Just checking in for the last time this week. Think I am nearly organised.


    Suitcase is packed except for toiletries
    Handbag is packed with passport, Euro's, tickets, cashcard.


    Got to finish cooking Spaghetti Bolognaise for tonights dinner and will also make a lasagne for eating over the weekend.


    I will make the childrens packed lunches tonight so that hubby doesn't need to do it tomorrow.


    I have made hubby a list of what he has to do each day :rotfl:. Just so he gets them to school on time and knows what I have put in the fridge for dinner that night.


    I just want to box dye my hair tonight and have a shower then I am ready.


    Not quite sure what to do as the taxi is coming for us at 3am :eek:. don't even know if its worth going to sleep, but doubt I can stay up that late. Will try to maybe get to sleep at 10ish and get up at 2am .... Eugh!!.


    Hopefully the taxi arriving doesn't disturb the kiddies sleep.


    Not a lot more the report really. the Spa finally paid me the £220 they owed me. I have transferred it into the Bank buffer account. This is my buffer in case hubbys work dries up over the slow new year period. If and when he gets a large job to do early 2015 then I will pay this savings against the debts.
    Feels good to finally get something in the account.


    Ok hope you all have a good end of week and weekend. I will post again next Monday.


    Love you all Steph xxx
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi all,


    Just checking in for the last time this week. Think I am nearly organised.


    Suitcase is packed except for toiletries
    Handbag is packed with passport, Euro's, tickets, cashcard.


    Got to finish cooking Spaghetti Bolognaise for tonights dinner and will also make a lasagne for eating over the weekend.


    I will make the childrens packed lunches tonight so that hubby doesn't need to do it tomorrow.


    I have made hubby a list of what he has to do each day :rotfl:. Just so he gets them to school on time and knows what I have put in the fridge for dinner that night.


    I just want to box dye my hair tonight and have a shower then I am ready.


    Not quite sure what to do as the taxi is coming for us at 3am :eek:. don't even know if its worth going to sleep, but doubt I can stay up that late. Will try to maybe get to sleep at 10ish and get up at 2am .... Eugh!!.


    Hopefully the taxi arriving doesn't disturb the kiddies sleep.


    Not a lot more the report really. the Spa finally paid me the £220 they owed me. I have transferred it into the Bank buffer account. This is my buffer in case hubbys work dries up over the slow new year period. If and when he gets a large job to do early 2015 then I will pay this savings against the debts.
    Feels good to finally get something in the account.


    Ok hope you all have a good end of week and weekend. I will post again next Monday.


    Love you all Steph xxx

    Have a wonderful holiday Steph!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have a great time Steph xx
    Mummytogirls x

  • maddiemay
    maddiemay Posts: 5,140 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have a wonderful time.
    MM
    xxxxxxx
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
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