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Debt free by 40 -- 19 Months and counting

1107108110112113272

Comments

  • I hope your trial is going well Steph :) xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Good luck hope it goes well :D x
    Time to start again :o
  • Thinking of you this morning Steph!
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Looking forward to hearing how you got on.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Hi guys


    Thanks so much for your wishes of luck.


    I was sooo nervous. All went well though I think, he said that I could put some music on in the room next time and that will also help me slow down a little as I finished the treatment 10 minutes earlier than I should.


    I explained that as he was the "Boss" I was pretty nervous, and I didn't realised that their treatments were supposed to last 45-50 minutes. Mine usually are 35 mins. He said that with the music it keeps you at a slow speed and he reckoned that next time it would then fill the missing 10-15 mins.


    I think he was happy, he said it was relaxing and nice, so fingers crossed.


    He asked for me to have a few goes this week on friends and family practicing extending the treatment to 45-50 minutes and then he will book me in for some sessions next week onwards :j:T


    He also asked about the Reflexology and I said I am now treating people, so I think I may have some sessions of that coming on too.


    Sooo glad that is over. I was super nervous. Hopefully it didn't come across to much in my treatment.


    Been to the shop with the kiddies and bought our meals for the week, now to get changed and make an applique cushion that's on order.


    xxxx
  • misstara
    misstara Posts: 4,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    :j so happy it went well for you!
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.08/£50
    Mortgage overpayments so far - £800.96
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Steph..knew you could do it :)
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ooh you've "broke your duck" will be all plain sailing from here

    Fantastic news x
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Really glad it went well Steph, think cushion might be mine, so don't worry, I in no hurry for it


    so glad to read about the reflexology too, lots of earning potential and lots of making people happy! great job XX
    Nevertheless she persisted.


  • Live like no one else so later you can LIVE like no one else.


    Thanks First Trouble,


    Its great when you have paid off a debt, and I am with you where you just want it closed and gone.


    I closed down the Barclays account, but I am wondering if they actually really have now as they keep sending Balance Transfer offers with our account number on it :mad:.


    Might have to look into that one.

    I would phone them up and insist on a letter stating that your account has been closed. Just ask what would Dave Ramsay do?!;)
    That voice in your head that says you can’t do this is a LIAR!

    Debt Free - January 2021 :D
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