Totally Uninspiring Diary

killerpeaty

Thank you Jonsey! I feel pretty good about the test but I'll know for sure tomorrow.

Money

So moneywise, it's a new pay month! Yay! After tallying up I have ~16.5k which is a bit disappointing. But still, it's great considering my salary and my age so things are looking up.

I'll be keeping £12k in relatively easy to access accounts, this allows me to support me moving and being unemployed for 6 months plus supporting my mum for 6 months (if the worst were to happen).

With the other 4k I will be investing it in Vanguard Life Strategy, this is passive so I don't have to worry about looking after it. From now on, I want to put a quarter of my savings into this and allocating the rest to courses and maybe a house. I do however need to work out where the best ISA is for this plan.

Career

This isn't going very far at present. I had a meeting with a recruitment guy, he was very nice and positive. But I am nervous of getting my hopes high.

Still unhappy at work. I had a bit of a strop last week, I was totally unreasonable... I apologised but I still feel a bit bad about it.

Personal

Today is my dad's birthday. I forgot and this upset my mum. He died in 2012, comatose from 2011... it's still weird.

Revision is going well, keep getting called competent.

I've been feeling pretty rubbish this week. These meds I'm on are making me feel constantly sick, stopping me from drinking and making me more tired. This is probably why I'm writing short sentences only.

killerpeaty

Passed my test! Woo! Will be chasing up on feedback on this one as one of the questions I appear not to have had full marks on :mad:

Been thinking about my future again. I've come to the decision that FU money is good but what I really want is F-All-Of-You-Income. That is passive income.

Not that I don't want to work. I really do because I get social benefits plus a great sense of self-worth. But it'd be nice to be able to work fewer hours if my health gets worse. Or help support my family.

Onto the next module!

killerpeaty

So in my last post, I mentioned that I wanted to be able to support my family. I did not expect to need to in very short order! My mum has had her hours cut and I will be making up the difference. I came home from work, was told and then was up until midnight writing her a CV and cover letter. I love my mum, but that's not the way I wanted to spend the evening after a long day at work.

This means that my entire household is looking for a job. :eek:

I am a fundamentally a selfish person, I keep thinking about how this will affect my savings plan. Which is ridiculous, it is only reasonable to take up the difference and I have no other immediate use for the money.

Moneywise, I had a naughty but not very spendy week with less than £10 unnecessary spends.

killerpeaty

Good afternoon, money savers.

So today I have a bit of a whiny post so I will try to balance out the whiny and the positive.

Positive: I have achieved my week's minimum of job applications and have about 5 more jobs to apply for tonight! I found quite a few good looking jobs so I'm pretty happy.

Negative: I came home on friday and burst into tears because my boss has been overly "jokey" by making comments about me in front of my entire office including calling me a "rottweiler".. Mmm. I don't know if it was due to him having a bad day, if I was rude unintentionally or it's just I'm the wrong gender but it's making me very uncomfortable. Unfortunately I have no course of action against as he's not just my boss, he's the boss. Urgh.

Positive: I have finally gotten off my bum and gotten myself the S&S ISA I've been talking about for ages! £4.5k plus another £50 each month. This is money that I will not consider cashing in for at least 20 years so I'm pleased with myself.

Negative: I feel like poo! I have a cold that woke me up last night for me to be all miserable for a bit.

Positive: Managed to get my mum a good deal on a course that she wanted.

Negative: No training or pension will be made available for me at work. This is despite what was written in my contract.

Positive: I've had one lovely weekend, enjoyed some great company and the weather.

I've also overspent this week, but this week I will not be so naughty. :A Hopefully I will be getting a better job soon.

Jonesy88

Your boss sounds like a tool.

I thought i replied before but obvs not - my job is a grad job so study is in the contract. You get "locked" in for 2 years though, if i try to leave the company sooner i have to pay the fees back. It's fairly standard so i'm not particularly bothered by this and i like the company anyway. (Although my secret plan is to qualify in 18 months, get the pay increase and then have a baby so i wouldn't be in work for half of the locked in period anyway).
I got a 1st in Accounting and Finance so any job interview other than a CIMA grad scheme went along the lines of "aren't you over-qualified?" even when i had zero experience!

House-wise, we've reserved the plot. It's currently being built so we have to exchange contracts in September to move in around December (just got to sell our current house beforehand :eek:)

Hope your mum finds something soon.

Congratulations on passing your exam!

dimestorediamond

I'm sorry your boss is being a nobhead - unfortunately, sometimes people can be idiots and get away with it

But at least you are finding positives going on as well

killerpeaty

Hi CRT and Jonsey!

I'm sure you have posted before Jonsey..? I don't understand why you'd be overqualified with no experience! But a massive well done on getting the first, I got a 2;1 which was a bit disappointing but overall I loved being at Uni.

I'm really looking for jobs with training and progression so I'd love to be locked in for training. Or you know, being paid what I was told I'd be paid. When I first started, I was given a 2k paycut between the interviews and the contract but told that I would be paid the full starting salary after 6 months. 12 months on I finally got that "raise". I have to pursue my boss for a 6 month review, of which the last one was pathetic.

Good luck with your house move!

Thank you for your sympathy CRT, I ate a party bag of doritos, totally did the job. :rotfl:

Feeling so rotten today. Am home from work and my head is pounding- may have flu or a rotten cold.

Good news! My money has been invested and hopefully this will be the start of my net worth growing at a reasonable cost.

*cough*

killerpeaty

Good evening!

Another week over, by this I mean, another couple of days worked. Really didn't do much this week as I was ill. I did have a super busy day yesterday but then today was normal again.

My investing has gone down by £20! Boo! Ahh well.

Watching a programme about rental properties. Some people don't really take pride in their homes do they? My house is a mess but then it's getting more tidy with every week that passes.

Still feeling rough, now the family is coming down with it as well!

I felt unbelievably upset from such a little thing. I was invited to go to one of the big theme parks. I just can't go, I love roller coasters, I love the thrill but my body just breaks immediately. When I was younger, I was so excited to be 18+ so that I could go sky diving, bungee jumping and para-sailing. I never got to do any of those things, I developed fibro at 17.

Ahh, I have new goals now. Thoroughly boring ones

Jonesy88

Cheer up KP, i like your goals

If it makes you feel better and am short and love high heels - out of necessity and prettiness. However i was silly enough to dislocate my knee and so now if i wear them i can't walk much or stand up for long So many lovely shoes in my wardrobe i can't wear and it really annoys me being uber short on a night out because a) i'm only 5ft 3 to begin with, b) the tall girls wear heels making them even taller. Pfffft. Anyway small annoyance rant over.

Re: the 1st - I definitely peaked at the right time - don't think i could do a masters. I just got into a uni/work/eat/homework/party/sleep/repeat routine.

Feel better soon!

giblet1979

Hi kp,
Sorry I've not been on here for ages, just catching up!
Also sorry that things seem to have been so difficult for you atm - hang in there, it'll be worth it, sending hugs x