Time to get my life sorted out............

[Deleted User]

Ok so a bit about me I am 30 years old, been in debt since I was 18 years old & 1 day! Very precise but I had a call the very day after I turned 18 from my fabulous bank to offer me a loan & a credit card, this was the start of a very slippery slope.

Been in debt ever since.

Really wish I had listened to my mother who has never been in debt her whole life & who always saves up if she needs anything.

This is how I want to be I don't want to be always paying out my wages to companies that I owe money too it is so soul destroying!!

I have been recently made redundant & with my package will be able to pay off all of my debt but I am already worried about running it up again.

I am so used to just buying what I want when I want it even if there is not really any need for me to have it!

So from 2014 I am changing. I am not gonna waste all my money on crap.

I want to buy a house, let the saving commence.

I am gonna try to pop on here every day due to the fact that you are all so supportive & I love to read about everyone else's journey cos a lot of us are in exactly the same vicious cycle.

Oh yeah & I want to lose weight, who doesn't :rotfl:

So this is a whole life changing, debt free, house buying, stop wasting money & losing weight diary.

Dxxx

[Deleted User]

1. Debt Free - DONE 20th December 2013 :beer:
2. Reach Goal Weight 10st 7lbs -
3. Buy a House -
4. Pass Driving Theory Test - DONE 13th December 2013:beer:
5. Pass Practical Driving Test - DONE 4th February 2014
6. Get a Job - DONE 4th February 2014

I am sure I will add more to this list along the way.

Dxxx

[Deleted User]

My Savings Section

Home Savings - £0.00

£365 in 365 - £31.00

Christmas Party - £10.00

Christmas Pressie's - £60.00

New Year Party £35.00

My Wee Stash - £30.00

Will keep updating this each month as it increases.

So much better than trying to get all this cash together in December!!!

Dxxx

Indebted2U

Hello Dolly Rocker happy shiny new diary. I've found my diary a brilliant tool to try and keep me on track with my debt repayment. I'm absolutely convinced I would have given up by now if I hadn't started it.

Good Luck :beer:

[Deleted User]

Indebted2U wrote: »

Hello Deleted_User happy shiny new diary. I've found my diary a brilliant tool to try and keep me on track with my debt repayment. I'm absolutely convinced I would have given up by now if I hadn't started it.

Good Luck :beer:

Hey hon,

Wow looked at your stats you are doin sooooooooo well!!!

I love this site feel it is so helpful.

Dxxx

[Deleted User]

See I have already added to my list of goals.

I really really really reallllllllly want to learn to drive.

I passed my theory test on Friday 13th December 2013 so very happy with that.

Just need to wait to get the £££ together & then book my practical lessons & test.

Would love to be driving for March 2014.

Dxxx

[Deleted User]

Oh yeah & I should probably add getting a job to that list!

Probably the most important thing of all.

Dxxx

FlacosFloozie

Hi Dolly,
Long time no see Sorry to hear you've been made redundant. That's horrible but especiaally at this time of year. Good luck finding a job in 2014.

[Deleted User]

FlacosFloozie wrote: »

Hi Dolly,
Long time no see Sorry to hear you've been made redundant. That's horrible but especiaally at this time of year. Good luck finding a job in 2014.

I am back for good this time.

Really lost the motivation & kinda faded away from this forum but I realised that I need this place!!

I know its a nightmare to be honest but life goes on & the job hunt will commence soon.

Dxxx

[Deleted User]

Eeeeeeeeeeeeek booked my first 2 hour driving lesson for Wednesday!!! Its a 2 hour lesson so that the instructor can assess me & see how many hours he thinks it will take for me to be ready for my test.

I went with the motoring company that is the first letter of the alphabet x2 - not sure if you are allowed to mention company names on here so just incase I get into trouble!

I am soooooooooooooooo excited

Dxxx

[Deleted User]

Applied for a job this morning, its a long term temp with the possibility of becoming permanent.

Its through an agency so we will see what happens.

I am stuck in the house today the weather is terrible & I do not have a single penny to get out anywhere.

I should get paid on Friday so fingers crossed.

The only time I will be out is my driving lesson on Wednesday & if I get an interview!

Fingers crossed.

Dxxx