2014 Frugal Living Challenge

lhead123

Well I'm annoyed...my new to me iph0ne came yesterday and it's in rubbish condition and not unlocked :mad: the ebay listing said unlocked in 3 different places, so I have put in a dispute with ebay. Im hoping for at least half the cost back and can then sell the phone on with a correct description, which will hopefully result in a small profit and then I can buy one that is actually unlocked...annoyingly I now have to put up with my smashed old phone until ebay decide what they will do.

Seriously peed off as it would cost another £45 to unlock :eek:

Time to check ebay and see if the seller has responded to the dispute...:(

Frugalsod

cw18 wrote: »

Typical! I rarely spend in Mr T these days, but spent enough to use a £6 off £40 voucher yesterday (took a lot of work to get to that big a figure too!)

As I will do a big online shop periodically and then use just such a voucher. They clearly want me to shop weekly but it takes me 4 months to use up everything from the last order.

COOLTRIKERCHICK

sorry to sound thick lol, but what do you mean by 3V cards??


is that Tesco gift cards???


if it is, will you get clubcard points when buying them?, and then club car points when you spend them? and also the money off the fuel per litre?


am I right or have I totally lost the plot lol


Financially things are getting very tight here, so I need to get back on the ball with any loop holes etc..

cw18

COOLTRIKERCHICK wrote: »

sorry to sound thick lol, but what do you mean by 3V cards??

I'd never heard of them before either, so did a quick G00gle.

They appear to be prepaid Visa Cards that you can use for on-line shopping. As I don't do my grocery shopping on-line (rarely spend more than £10 in one visit to Mr T or Mr A these days) they're clearly not for me.

https://www.3vprepaid.com/

tatabubbly

Total spend day today, heading out to lunch with a friend. Kinda excited as going out with her and her month old son! Gorgeous wee thing! Other than that, no big spends planned. Hoping not to spend too much so I can have some money leftover

TM6

cw18 wrote: »

I'd never heard of them before either, so did a quick G00gle.

They appear to be prepaid Visa Cards that you can use for on-line shopping. As I don't do my grocery shopping on-line (rarely spend more than £10 in one visit to Mr T or Mr A these days) they're clearly not for me.

https://www.3vprepaid.com/

Yes 3V cards can be used for purchases up to £25 online. There are SO many places that accept them, Amazon, Boots, High Street vouchers.com. There are 100 of places :dance:

I have to go to work now but I will answer any questions you might have tonight

TM6

cw18 wrote: »

I'd never heard of them before either, so did a quick G00gle.

They appear to be prepaid Visa Cards that you can use for on-line shopping. As I don't do my grocery shopping on-line (rarely spend more than £10 in one visit to Mr T or Mr A these days) they're clearly not for me.

https://www.3vprepaid.com/

Are you buying any of your expedition items online?

cw18

TM6 wrote: »

Are you buying any of your expedition items online?

As with any of my spends, it depends on what I find where with the best price.

I don't think I've actually got a lot left to get for the Camino other than a few bits I'll pick up in store to avoid postage charges (and my passport and my travel to/from). I sometimes pick up second hand books, DVDs and CDs from Amaz0n (using my personal credit card), but I've been reigning in my spends on those and using a 3V card looks like a lot of faff for a spend of what will almost certainly be under £1.30 (most of the ones I get are 1p plus postage, which is £1.26 for a CD/DVD).

wilf55

morning all i have been lurking since xmas but rarely post

i decide on a grocery budget each month but really struggle i have tried the gc and fail although i do buy and use frugally i dont blow it by much just not great at the recording of it all lol
i just rang sky one of our few luxuries dd helps with the bill as she has a box in her room they reduced bill by £25 per month RESULT !!
i am trying hard to reduce my gas and electric bill extra jumpers etc etc turning lights off and stuff like that but need to work harder on that and food!

i am so impressed with how well you lot so

good luck and keep it going!

Frugalsod

wilf55 wrote: »

morning all i have been lurking since xmas but rarely post

i decide on a grocery budget each month but really struggle i have tried the gc and fail although i do buy and use frugally i dont blow it by much just not great at the recording of it all lol
i just rang sky one of our few luxuries dd helps with the bill as she has a box in her room they reduced bill by £25 per month RESULT !!
i am trying hard to reduce my gas and electric bill extra jumpers etc etc turning lights off and stuff like that but need to work harder on that and food!

i am so impressed with how well you lot so

good luck and keep it going!

Do you have any low energy bulbs? If you are on a low income or benefits you might get some free bulbs depending on your electricity provider. Though if you can consider LEB bulbs. They use half the power of a low energy bulb. So less than 10% of what you are using now. Very handy if you leave lights on.