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Pay Off Before Lay Off!

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  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    'one ingredient short of being a good soup' eh? That sums up most of us!

    Am sure it goes with the territory, we do seem a like minded crew on here! :rotfl:

    Your stashbusting number is impressive - well done.

    I should be doing more, I have a whole fishing net hut and seagulls still to knit! :o


    Do ease back into going at life full tilt...

    Erm, full tilt and then sideways today!

    :wave:

    Special news for you A*M, your superb record for forgotten cash in a savings account remains unchallenged, my trip to Nationwidthways to resurrect forgotten account was slightly less fruitful than your own ... but hey I now have another £2.43 to put in to the emergency fund! :T
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    gallygirl wrote: »
    12 hours - that's a whole week for me :eek:

    Poor sparrows :(

    :wave:

    Oh dear GG, that doesn't sound like you get much rest at all! How do you manage? Anything we can do?

    Yup, poor sparrows indeed are still very much in recovery mode today, with poor male perched on top of the nest box just shouting loudly at anything passing. Am keeping dogs in patrol of garden as much as possible.

    Almost as shocking as the events in the osprey nest with all the eggs gone! It's a bird eat bird world out there to say the least. We humans have it so much better!

    Hope you're good x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Another busy old day!

    What I did:
    * Worked lots!
    * Prep for birthday bobbin's roast dinner.
    * Finally sent off grant application for subsidised summer course.
    * Finally took my ID and info into Nationwidthways to claim my old savings account - have now been reunited with my original £2.40 and rewarded with 3p interest! :rotfl:

    What I didn't:
    * freecycle list - too busy with birthday boy prep.
    * Drink any wine with special dinner as still a bit on the dodgy side!

    ;)MFW action:
    Old savings account reclaimed, will use this as the emergency fund account, complete with the little extra!
    Started my house shaped spread sheet for MF accounting. Should get some client money in tomorrow, itching to make MOP and add some colour to my bricks!

    Have realised that there are two SSS ladies on here though and that I may have been muddling and posting on both thinking I'm in conversation with yourself, Secret Saving Squirrel, it's you I think I'm talking to, but Ive realised that I thought it was your thread I was on when I saw the house spreadsheet but it turned out to be another SSS! Confusing!

    :(Grey Clouds:
    Unsuccessful drying day ... what's with all these April showers in May?

    :) Silver linings:
    Lovely tea time with birthday boy, his OH and her daughter, we're all getting to know each other well now and have a bit of fun together (his oh and her daughter I mean ... I know my boy of course, better than he'd like to think ;) )

    :p Daily declutter:
    Two parcels successfully posted - items I can't use gone to friends who can use them! Total 138 / 365. Used stamps from RM surveys so no costs incurred, very MSE!

    :DSimple Pleasures:
    Watching your child in a relationship and realising that he now has a network around him who love him as much as you do.

    Hope everyone is Ok, hugs a-plenty if needed. X
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Habibiboo wrote: »


    :wave:

    Oh dear GG, that doesn't sound like you get much rest at all! How do you manage? Anything we can do?


    You could come and sing me a lullaby :D. And then pop round to Ed's and do the same :T.

    I've always been a poor sleeper but took a Nytol last night and had a decent night. Helped by wfh today so no alarm and still in bed at 7.30 :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Habibiboo wrote: »
    :wave:

    Special news for you A*M, your superb record for forgotten cash in a savings account remains unchallenged, my trip to Nationwidthways to resurrect forgotten account was slightly less fruitful than your own ... but hey I now have another £2.43 to put in to the emergency fund! :T

    :rotfl::rotfl::rotfl:

    I don't want to hear you have frittered it away, now! :naughty:
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    edited 14 May 2014 at 9:55PM
    gallygirl wrote: »
    You could come and sing me a lullaby :D. And then pop round to Ed's and do the same :T.

    I've always been a poor sleeper but took a Nytol last night and had a decent night. Helped by wfh today so no alarm and still in bed at 7.30 :eek:.

    :wave:

    Sure thing GG, but to be honest next time you hear cats calling and fighting in the night round your way, it's roughly the same sound as me singing ... so my lullabying might not be as efficient as you'd think (although it did used to work on my boys, so it's possible that it promotes sleep as an act of self-defence)!

    Nytol ... can you actually swallow them whole without choking or getting it stuck sideways in the back of your throat where it burns a layer of skin away every time you try to swallow? Our Lloyd's pharmacy does their own equivalent ... Night-time, they have a 2 tablet per night version that's so effective I only ever take one tablet to get to sleep, so I'd recommend that if you can get it!

    Hope you had a good one last night anyhoo x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :rotfl::rotfl::rotfl:

    I don't want to hear you have frittered it away, now! :naughty:

    :wave:

    It's tempting to just blow it all but no, I'm being a good girl ... :p.
    In fact it's the sum total of the emergency fund now as freezer in garage has almost given up so we're having to use the £100 I had managed to put aside to get another one (OH is paying the rest) this time a small under the counter one ... Tempting to buy rum'n'raisin ice cream with it though and then start over!
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Vienetta are on offer at £1 in iceland... You could get 2 and still have change for sweeties...
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Vienetta are on offer at £1 in iceland... You could get 2 and still have change for sweeties...

    :wave:

    Hmmm very tempting ... but I prefer my ice cream with [STRIKE]rum[/STRIKE] raisins in it!
    :rotfl:
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    edited 14 May 2014 at 10:43PM
    :wave:

    Well, what a day ... just not enough hours in it!

    What I did:
    * Early phone call from freezer delivery bods
    * Working at desk by 7.30 am in case delivery comes early
    * Chased clients for payment
    * More work
    * Dealt with freezer man (arrived 11 ish)
    * More work
    * Dealt with window cleaner man who accidentally let chook out
    * Dealt with liberated chook
    * Dealt with crow who had come down to see what all the fuss was about
    * Finally got back to work
    * Dealt with postman who had trouble with our new slot
    * More work, this time for a much longer stretch but mojo seemed to have gone off with wayward chook
    * OH home early as he has parent eve tomorrow, was not as delighted with freezer as a man who likes growing 3 tonnes of broad beans a year and has nothing else to do with them but freeze them should be. The problem, it appeared, was the necessity to change side of door opening on freezer, but not a one man job, apparently ...
    * Held freezer at ungodly angle with foot stuck under it to cushion compressor "whatever you do don't let the compressor touch the floor" mantra going on from he with head under freezer
    * Held it for even longer whilst he removed head to disappear to [STRIKE]garage[/STRIKE] man cave for spanner
    * Carried on holding it whilst he carried on under freezer
    * Continued to hold it whilst he discovered he'd been "working with the wrong hole" (I promise I am not making this up)
    * Held it for even longer whilst he removed head to disappear to [STRIKE]garage[/STRIKE] man cave again for more implements of mass distraction
    * Finally helped slip freezer, now with door opening the right way, into just right space under counter in small area off kitchen - total 1 hour spent largely holding freezer and trying not to think of episode of Breaking Bad with the ATM machine and how tired my hands were getting from holding it back :eek:
    * Got back to work
    * Got called to help someone find his running shorts because they were not on washing line where I said they were (when in fact, they were)
    * Got back to work
    * Ate dinner of leftover parsnip, carrot and corn bake left from my part of yesterday's dinner
    * Back to work
    * Chooks to bedlington; wrestle with dogs to put clean cover on dog bed
    * More work
    :T I have just finished work (10.00 pm)
    All of this being the "easier" life of working from home!

    What I didn't:
    Nearly as much work as I had intended to!

    ;)MFW actions:
    Client money has just come into account this eve so will pass over to MOP tomorrow, in time for statement on 17th :T
    Technically a NSD because although freezer came today it was paid for last week.

    :(Grey clouds: didn't manage to get dogs out today due to general mayhem of routine today.

    :)Silver lining: won £5 from a charity lottery. Will put this towards emergency fund, so new total there £7.43 / £500.

    :pDaily Declutter: nowt ... it's just been that kind of day!

    :DSimple pleasures:
    * Hearing the magic words "you can let it down now" re: freezer.
    * Getting surprise cheque in the post, love nice surprises in the post!

    Hope everyone's had an easy day ... hump of the week is over!
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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