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Lilt and Jellytots most excellent adventure...
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Brilliant news on the mortgage :T:T PMSL at PLMBL :rotfl:
Jelly is just sooo cool in that outfit
Delighted you are looking and feeling good :j:jBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I saw this and thought this is exactly right for this situation:0
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the best are the 3 year old ones... Uber cute Lilty...I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Whoop! Whoop to getting things resolved. It was so worth foregoing the £3k just to lose the ties. As for madam, I'm sure she was the belle of the ball so to speak. So cuteMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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INOD - I think it was a complete bargain! I definitely got away lightly in reality
Jelly was indeed the belle of the ball, since 99% of the kids didn't bother to dress up! She ruined the outfit stomping in puddles but hey we are only here once and I would rather have the memories of her in it once living it up to having her wear it every weekday like the actually Princess Belle outfit she has at home which just kinda looks normal these days
belleandthebudget I'm not going to lie, it is a super strict diet. Cheating isn't just a 'Oh its one piece of chocolate, it won't matter thing...' - it takes 3 days after that of being perfect to even get back into fat burning again, you feel exhausted, get a headache... Carbs make me really ill now. You have to decide to throw yourself at it wholeheartedly for 3 months, and it takes over your life. But after those 3 months are done and you realise the difference in yourself... it is addictive.
Peaty LOL at the proud face. I do feel a bit smug each time I remember it, I am pretty sure my face probably looks just like that. It is exceptionally nice knowing that someone who doesn't like me very much and blames me for all of the things in his life can no longer ruin my credit history just by missing one mortgage payment. Nor am I ever going to be called upon to pay for the house if he goes bankrupt! Not to mention all of the other crazy legal bits that even a joint bank account can tie you in to. It really does feel like freedom!
Today I feel very sleepy and so I have turned my laptop on to get a meal plan going, shop online, and kick myself back into touch. Like I said, cheat and you feel awful and I cheated a lot last week on holiday. Time to feel better againI put off being properly back on the diet until I wasn't at work, so I can get rid of the 'keto flu' headache etc before I am back at work.
Today is the day
Have a good one all. I miss catching up with everybody. Your lives have all shot past me in dozens of diary posts! xxx
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Such a cute picture, so pleased for you to be mortgage free, I feel very lucky that my ex remained civilJan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
Laura you are lucky indeed. I stayed civil and I wish him no harm. I stayed on the mortgage for 7 years after we split but his warped little mind blames me for some weird stuff... I leave him to it.
I can't sleep. Jelly has been a nightmare child today. Shark week is kicking my behind, and today (22nd) was the due date for my angel baby. It's been a really horrible day.
I spent again. £10 club card points on 2 single duvet sets... and £500 on a mid sleeper bed and mattress *keels over* - the current bed can take no more of the drubbing Jelly has been giving it and her changing table is near ready to collapse. This bed is solid wood, has a mini wardrobe, 2 sets of shelves, 4 drawers and a pull out desk under it. It's going to last her for a long time and I can finally buy the right size bedding and waterproof mattress covers etc to keep her mattress safe like this cotbed size one can't be. The money is coming from a fund I set up in YNAB for it so it is fully funded already. I got £30 cashback too. Not worrying about it, it was either this bed or a bed & wardrobe & bookcase. Either was just as expensive but the latter was far less superior quality.
A anyway I should have been asleep hours ago... Night guys xx
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
sounds like a good purchase Lilt, just divided the cost by the number of years you will get out of it.... makes in more manageable...
Well done for having a fund in YNAB how MSE of you haha...
Sorry to hear you cant sleep and Miss Jelly has been a pickle, also sorry to hear that this day holds some significant memory for you, something tells me today will be a good day just you wait...
I'm awake and want to be asleep, saving grace its Sunday tomorrow and apart from cooking the chicken I have no plans so hopefully I will manage that without too much issue...
Looking forward to hear what today brings...
Muchas Lovas for you from me :-)I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Sorry to hear yesterday was hard, it doesn't get any easier does it?! Much love Xx
Bed purchase sounds great. Hope you got some sleep in the end.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Sending you hugs xxNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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