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Mrs PG's Hopes & Dreams for a debt free future !
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DD1 in school for her maths, she is going to meet a friend for some lunch after ( she is paying for herself she says but I gave her a couple of pound anyway ) then she is heading home to tackle the art coursework. She has produced some lovely abstract style paintings, I think I will ask her to do one for the lounge for when it eventually gets decorated.
Mr PG and DD2 are still sound asleep, although DD2 could actually be reading in bed I havent checked. She is very engrossed in her new book called the One Doll2r H0rse, and everytime I looked at her yesterday her nose was stuck in it. I would rather she was reading than trawling through inane nonsense on Inst2gr2m !
I am currently drafting an email to the Business Account Manager to try and get this overdraft extended for another year. We need to fight our corner on this one. Work currently quiet so far this morning but it could be as most of the departments I deal with don't start until 10am . Lucky them !
I think DD2 , when she eventually wakes up is heading to the stables with some friends later on today which is good as I feel guilty working while she is home. DD1 was always happy just mooching about but DD2 likes a bit more occupying, so I will get a pile of filing ready for her just incase she doesn't go out !
I didn't manage to get the bathroom painted last night, so I have put it on my list to tackle tonight once work is finished and Mr PG has gone off to work himself. xx
Happy Monday everyone xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Well done Mrs PG for always picking yourself up and dusting yourself down ..
Hope DD2 has a good day..my 2 are still in bed - 1 asleep and 1 playing on the ipad
Best shake a tail feather - catch you laterMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
MOrning PG, you are sounding busy as usual, hope you manage to get the overdraft sorted and you get money through so you can pay mortgage.
My DD has also read on£ Do11ar h0rse, made her cry in parts, she is currently obsessed with H£artland, might be something your DD might enjoy if she has not read them, there is also a TV series based on the books, DD watches it on y0utub£.0 -
brizzledfw wrote: »Well done Mrs PG for always picking yourself up and dusting yourself down ..
Hope DD2 has a good day..my 2 are still in bed - 1 asleep and 1 playing on the ipad
Best shake a tail feather - catch you later
Feeling a bit below par today, need to give myself a good old kick up the posterior , to tackle everything xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Some money has appeared, but not enough to pay the mortgage and not from the company I have been mentioning this week. Drives me insane it just adds to the stress and the worry. Trying to keep smiley and happy for the girls, but am feeling really rubbish about everything today. Mr PG been grumpy and snappy beyond belief on the odd occasion I have seen him, we are all treading on egg shells. Seems one step forward and a hundred back just now and all there is to look forward to is work, work and more work and battling people about debts and arrears.
Just wish everyone would just go away and leave us alone . Took my eye off of the ball for a couple of months and we end up back to square one.LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
What a loving mum....getting a pile of filing ready for your daughter as an alternative to going down to the stables.....hmmm I wonder which option she went for :rotfl::rotfl:
Hope you're feeling a bit more feisty and upbeat now.Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Chin up PG..up and at 'em
xx
PS..eye off the ball????!!! Hardly think so. Do NOT beat yourself up about it...or anything for that matter :grouphug:MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
What a loving mum....getting a pile of filing ready for your daughter as an alternative to going down to the stables.....hmmm I wonder which option she went for :rotfl::rotfl:
Hope you're feeling a bit more feisty and upbeat now.
:rotfl::rotfl: Neither in the end. She chose to stay at home and read her book and then the sequel. Neither Horsey things nor filing were done !! She has a lovely day planned tomorrow and is currently get all her bits and bobs ready. She is off on a hack with her teacher and then helping out at the stable for the rest of the day. Watch out or she might descend on you once the Captain is home !! :rotfl::rotfl:
Feisteness not returned as yet, but I know its hiding in there somewhere ! xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
brizzledfw wrote: »Chin up PG..up and at 'em
xx
PS..eye off the ball????!!! Hardly think so. Do NOT beat yourself up about it...or anything for that matter :grouphug:
I cant help it when I see the muddle everything is in. Give me a couple of days and I will be back to normal ! A bit of sleep would probably work wonders as well xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I chose to pay half of the mortgage. I couldnt quite bring myself to completely clear out the account and then worry myself stupid about that as well. I have paid the half then contacted them to let them thought the rest will be with them by next week if not before. They were ok with it.
Been a crazy day today and looks set to continue into the evening.
DD1 in school for 8.30 just as Mr PG arrived home from work. We passed each other on the driveway and he was asleep by the time I got home. Managed a couple of hours work before dropping DD1 at a friends to work on a drugs powerpoint that they have for homework. DD1 then called to say she needed her headphones as she was working on graphics all day and couldnt cope without her music as it drowns out the sound of the other children messing about ! . Spoilt child that she is I jumped in the car and took them into school to keep her happy ! Back home and more work, until 3pm when DD1 wanted to be collected. Just got home when DD2 called as she needed collecting as well. Finally made it home at 4pm. At 4.30 I trundled off to a work meeting detouring via the supermarket for dinner. Somewhere in amongst that Mr PG surfaced and left again for work. So I havent seen him today . Flew back out of the door at 6.45 for DD1s singing lesson and home again ten mins ago. We leave again to collect her in half an hour and she has asked if she can go to a "gathering" this evening which is half an hour away. My instinct is to say no as she is so tired and has so much work to do, but all work and no play makes Jill a dull girl so I Have said that she can go.She had a bit of a meltdown when I collected her from school this afternoon over the amount of art and graphic work she still needs to get done and I think she needs a bit of a break from it all today. DD2 and I will get home about 9 ish I think and I will go back out to collect her at 10.30. I am planning a glass of PG when I finally get home at about 11.30 this evening !
No rest for the wicked, but its my fault I could always say no !
Hope everyone has had a good day xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280
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