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Mrs PG's Hopes & Dreams for a debt free future !

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Muser1 wrote: »
    Mrs PG! I have finally found you. I loved your last diary and thought you had disappeared until yesterday when I spotted your new diary.

    I have spent far too much time catching up since then :rotfl:

    Lovely to have you back on my subscription list. Well done on your amazing progress. :T

    Muser. X

    :T:TYey lovely to see you Muser. :T:T

    This diary is not quite as fun as the last, my head is in a fuzzly place these days, so not quite as jolly as the last diary but give it time !! But lots of musings and ramblings tend to go on !! Lovely to see you xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Houses are hard work arent they?

    You would know Skint. Maybe I will get you down here to give me a hand, I know how much you love house renovations !! :rotfl:xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sending some much-needed boredom your way....

    Ooh thankyou !! I'm still waiting, it certainly hasnt turned up today. I will await its arrival with baited breath tomorrow !! :D xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have had a day full of total numpties today........grrrrr.

    First we havent been paid, they couldn't find the invoice, offered to resend, they miraculously found it, they said they would pay, two weeks late, it didn't arrive, we rang again, they have now lost it, we resent it, they said they would pay, they didnt !! We rang again, they never lost the invoice, neither the first or second one but they haven't paid it. They say we issued them with the same invoice in 2007 !! We tell them company went by a different name in 2007 and this invoice was for a different job, different amount of money, different dates and issued in 2014 with an invoice number which although the similar was not the same and issued by a different company albeit associated to us . Hmm they say, computer glitch not our problem. We will ring you back. They rang back, all is fine, the money will be in our account today ! Whoopee we think !! This invoice by now is 20 days late !! Guess what doesn't arrive ?? We call again, nope they cant pay the invoice as its a duplicate. Its not a blinking duplicate grrrrrrr. We go backwards and forward and round the houses, they eventually say nope we cant pay it, send again but this time with a completely different invoice number then we might pay it today. Guess what they havent paid, still passing the buck............ That invoice is our mortgage payment that needs to be made by next Tuesday. Don't think we will be too popular with the mortgage provider again this month !!!We wonder how we got into this mess, the above is the reason why !!! Grrr !!!

    Mr PG went for his physio appointment this afternoon , as he arrived he received a call. Did anyone tell him he should have gone to a different office, 10miles away today or did they forget to mention it ? They forgot.

    Bank Manager hassling for information re overdraft. Asking for dates to have an appointment , I offered him the only days and time we can do on Wednesday when I originally spoke to him None of those dates were acceptable as its his birthday !!! He is having a few days hols !! Lucky Mr Bank Manager !!

    :mad::mad: One of those pain in the bum days today . I will shut up now or I will rant some more which wont be fun to read !!

    Im off in search of the boredom from Apple Muncher now ...........
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Hope mr pg did better with the physio than you did with the numpties
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • lucielle
    lucielle Posts: 11,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Awww PG life sounds hectic. Hope you get chance to chill this weekend.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope mr pg did better with the physio than you did with the numpties

    Im not sure what happened really, I know he didn't have time to go to the other office and he had another appointment two hours away and it would have made him late. Mr PG arrived home at 8.30 this morning after work and his snores are currently vibrating through the house.;)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    lucielle wrote: »
    Awww PG life sounds hectic. Hope you get chance to chill this weekend.
    L

    Its very hectic, but thats how we appear to roll L !!!

    Chilling sounds fab, not quite sure I will manage that but I can but try ! Hope you are well xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Oh no what idiots, I hope they pay up by Monday so your mortgage will be paid on time :( This is one of the reasons why DH left self employment ...non payers leaving us hungry every month! I hope it's all sorted out soon for you xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Oh blimey. Hideous....numpties galore in your world for sure:mad:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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