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Mrs PG's Hopes & Dreams for a debt free future !

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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,414 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :rotfl: love the fact your mum sent over a "selfie" haha! She's more down with kids than I am :rotfl:

    Enjoy your evening! (I've been on here far too much today as well but guess its better than going on amaz0n and spending!:p )
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • beanielou
    beanielou Posts: 95,614 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny new diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    debtfreewannabe321 wrote: »
    :rotfl: love the fact your mum sent over a "selfie" haha! She's more down with kids than I am :rotfl:

    Enjoy your evening! (I've been on here far too much today as well but guess its better than going on amaz0n and spending!:p )

    :rotfl:It was actually hilarious, she even perfected her Pout !! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    beanielou wrote: »
    Happy shiny new diary :)

    Thanks Beanielou, great to see you xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Happy shiny new diary, MrsPG. :)

    ..Onwards and upwards! :D

    <Subscribed.>
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Todays started well, no more disasters of Calamities to report as yet !!

    We have had a nice lot of work in for January today , unfortunately we have had to turn it all down as we already had worked booked for those dates. We are gutted….but trying to look on the positive side , at least it was offered to us in the first place. We still have a few gaps in January , but in the grand scheme of things it is the first time in a good few years that we already have work booked in for January as it is the worst month business wise for us. January this year if I remember rightly we started 2013 with one days work, so on a positive note, that has improved.:)

    We have though had three clients cease trading in the last two weeks. Thats not so good. One of them was our best client this year and the other our best client last year, so their disappearance will need to be filled somehow.

    Mr PG is here until about 5 today as he is working through the night. Work phones gone a bit quiet, so we are taking the mobiles outside with us and attempting to get the dreaded car into some resemblance of order and get the blasted thing up for sale. Its sale will fund Christmas I hope and put some much needed money back into the Emergency Pot .

    So, armed with my mould remover and scrubbing brush , I am off to start scrubbing xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :T:T 5 more days work came in for January while I was typing the above post. These dates we can do !! Whoopee !!

    Oh and another £100 paid to THEM today.xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • hillside777
    hillside777 Posts: 357 Forumite
    Was away for the week-end, came back and noticed you have moved diary. :)

    Great news about the work for January. :beer:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    *Robin* wrote: »
    Happy shiny new diary, MrsPG. :)

    ..Onwards and upwards! :D

    <Subscribed.>

    Thanks Robin, lovely to see you as always xxx :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bonnington wrote: »
    Was away for the week-end, came back and noticed you have moved diary. :)

    Great news about the work for January. :beer:

    Hey Mr B, hows you ?

    I need to pop over and find out how the weekend away went, hope you enjoyed it.

    I have some work come in for February now as well !! :T:T We are on a roll today. Looks like the cleaning of the mouldy car will have to wait xx :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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