Landowner chasing us for excessive reimbursement

Horizon81

Little wonder the OP hasn't bothered coming back to this thread!

David_Aston

Given their problems with the shonky vacuum cleaner, and the floor damaged by the cooker delivery, they do have worries, other than this!

midnight_toker

David_Aston wrote: »

Given their problems with the shonky vacuum cleaner, and the floor damaged by the cooker delivery, they do have worries, other than this!

PMSL! Now that is funny! I had indeed kinda given up on this thread as it seems to have spiralled into a ridiculous conversation about all sorts of things which don't answer my question...

Looks like some people have nothing better to do than idle away the hours making silly comments on (what should be useful) forums.

goonarmy

midnight_toker wrote: »

PMSL! Now that is funny! I had indeed kinda given up on this thread as it seems to have spiralled into a ridiculous conversation about all sorts of things which don't answer my question...

Looks like some people have nothing better to do than idle away the hours making silly comments on (what should be useful) forums.

I made that mistake, but i now realise it isnt useful.

phill99

reeac wrote: »

Posts would be around £5 each plus an hour [max!] to remove each old one and install new so that's £20 each or £60 for three. Crop loss and land reinstatement , say £100. Total £160 or call it £200 to compensate the farmer for his mental anguish.

Evidently you aren't an estimator then.

Everyone who has never worked on the tools always says, "oh it's only a 5 minute job" or "it'll only take an hour"

Well let's be realistic. The contractor has to go and inspect the job (non billed hours which have to be paid for), then write a quote (needed for insurance purposes - more non billed hours that have to be paid for). Then he has to go to the supplier and buy them, plus the concrete to set the posts in. His fan, diesel, servicing, tyres, insurance etc have to be paid for. As does his liability insurance, admin costs, phone costs, stationery costs, etc etc. The existing concrete has to be broken out and the post removed. Then the post reset, concrete mixed and poured. The old posts have to be disposed of along with the old concrete which will attract waste disposal fees. Then he has to raise an invoice, chase for payment etc., then process the cheque. Allied to that he will have bank fees for paying the cheque in, plus his accountants fees for undertaking his tax return.

So you "it's only an hour each and £5 maximum" has just turned into 13 hours work (billed and unbilled).

Now being an estimator you would know all that wouldn't you.....?

reeac

fivetide wrote: »

Makers say differently www.lafarge.co.uk/CementDatasheet/Postcrete.pdf‎[/QUOTE]

I fenced my 2 acre field about 14 years ago and didn't use ANY concrete
- you just drive circular posts in using a post driver. Unless it's extremely light soil you don't need concrete .... and it's good exercise using that driver.

[Deleted User]

You never see a poor farmer.

mttylad

Farmers dont use postcrete, that stuff is only used by us home dwellers with garden fences.

Farmers stuff their posts directly into the ground as above.
So knock a tenner off the amount :

snowcat75

midnight_toker wrote: »

PMSL! Now that is funny! I had indeed kinda given up on this thread as it seems to have spiralled into a ridiculous conversation about all sorts of things which don't answer my question...

Looks like some people have nothing better to do than idle away the hours making silly comments on (what should be useful) forums.

The thread has become rather excessive, however when I wear my other hat, a welding mask and goggles I undertake repair work for the NFU (who I assume are the insurer) , usually to damaged kit, when pricing a must is to take the worse case scenario, as once a price is agreed it is non negotiable, so what may be a couple of posts to you could possible be the job from hell that "could" have service buried in the holes, a fussy customer who wants an exact match colour wise to the damage, and a reinstatement of the field that may involve the farmer having to pull a quarter of a millions quid of kit 20 miles from another job just to tidy up a couple of ruts. net result lost time that could without exaggeration have running cost of £500p/h

In reality if you had gone along the next day, sorted the fence and the drooped around and put some folding in his top pocket as compensation I suspect the insurance would have never got involved.

People generally think loss adjusters are stupid, Iv yet to find one that is and if there plumping for a £1000 then chances are this is reasonable, they have to justify there actions, and often they will have asked for quotes for any work needed to be carried out.

Luckily the farm will be VAT registered so that will have saved you the £200, as insurance has no facility to reclaim.


I Cant understand why this isn't in the hands of your insurers anyhow, this is what the premiums are paid for.

goonarmy

snowcat75 wrote: »

The thread has become rather excessive, however when I wear my other hat, a welding mask and goggles I undertake repair work for the NFU (who I assume are the insurer) , usually to damaged kit, when pricing a must is to take the worse case scenario, as once a price is agreed it is non negotiable, so what may be a couple of posts to you could possible be the job from hell that "could" have service buried in the holes, a fussy customer who wants an exact match colour wise to the damage, and a reinstatement of the field that may involve the farmer having to pull a quarter of a millions quid of kit 20 miles from another job just to tidy up a couple of ruts. net result lost time that could without exaggeration have running cost of £500p/h

In reality if you had gone along the next day, sorted the fence and the drooped around and put some folding in his top pocket as compensation I suspect the insurance would have never got involved.

People generally think loss adjusters are stupid, Iv yet to find one that is and if there plumping for a £1000 then chances are this is reasonable, they have to justify there actions, and often they will have asked for quotes for any work needed to be carried out.

Luckily the farm will be VAT registered so that will have saved you the £200, as insurance has no facility to reclaim.


I Cant understand why this isn't in the hands of your insurers anyhow, this is what the premiums are paid for.

Its not with the insurers.