Aldi

anon_ymous

Cottage_Economy wrote: »

Can't imagine not using it.

Well, unless you happen to shop at Aldi!

barmonkey

waqasahmed wrote: »

Well, unless you happen to shop at Aldi!

I would guess that now Lidl accept credit cards it wont be long before Aldi do.

LilElvis

barmonkey wrote: »

lidl take credit cards now,

Thanks for that!

Went to Lidl this morning and paid using my M&S MasterCard. Lots more points to get "free" clothes for my daughter :T

trukdiver

MABLE wrote: »

I hate these places like the Range who have a min spend on credit cards and yet places like the Pound shop you can pay with a min amount.

I used to work in a charity shop and was surprised at the people who came in and bought £1.98 worth of stuff, then demanded to use a credit card!

whatmichaelsays

Azari wrote: »

I've no idea who 'Range' are but Pound Shop are quite a large chain.

Large chains have a lot more clout when dealing with the card companies and, whilst they cannot avoid the cost of providing credit and cashback, they will undoubtedly be able to negotiate very favourable deals for the actual processing charges which will obviate the need for minimum spend.

You may have heard that American Express charge more to merchants for the use of their cards but can bet your life that people like Tesco and M & S do not pay any more than they do for Visa and Mastercard. It is far more important to AmEx that they be accepted in the large chains than it is for the large chains to be able to accept AmEx.

Most major retailers have their own card handling services, so they actually don't loose out on merchant fees (although they still have card fees to absorb).

You used to see signs in retailers saying something like "2.5% of card sales goes to [Retailer] Card Handling Ltd. The price you pay is the same regardless of payment method", or something of that ilk.

asparagustips

Aldi will not be accepting cards too but I can't be helpful because I am a new user (had an account here for 5 years) and can't post the link from the grauniad

Money-Saving-King

asparagustips wrote: »

Aldi will not be accepting cards too but I can't be helpful because I am a new user (had an account here for 5 years) and can't post the link from the grauniad

Is this maybe a link that does not apply to stores in England??

dotdash79

By christmas people will be able to pay at Aldi using a credit card.

Azari

dotdash79 wrote: »

By christmas people will be able to pay at Aldi using a credit card.

A great shame for hardcore money savers as Aldi will have to increase their prices to pay towards the credit, meaning that those who do not need credit will not be able to avoid subsidising those who do.

Stompa

dotdash79 wrote: »

By christmas people will be able to pay at Aldi using a credit card.

Supposedly by Oct 13:

http://www.theguardian.com/business/2014/sep/29/aldi-drops-credit-card-ban-english-stores