NS&I 5 year index linked saving certs 2011 issue - half way point!

talexuser

I could not see my previous certificate online but those taken out since 2012 are available, so that is a small bonus of the roll over.

typistretired

Received my closure letter today stating that certificate covered period 13 May 2011 to 12 May 2016 but closed on 11 May 2016(not 13)

Showing breakdown of Interest £81.88 and RPI Return £370.86

polymaff

typistretired wrote: »

Received my closure letter today stating that certificate covered period 13 May 2011 to 12 May 2016 but closed on 11 May 2016(not 13)

Showing breakdown of Interest £81.88 and RPI Return £370.86

Just part of their admin to get the money to you on the anniversary date. Doesn't affect the sum paid.

typistretired

Thanks polymaff. The other one should be in my account by Thursday then my husband and I have six regular savers between us maturing beginning of July my brain is ticking overtime to find a new home for the cash

redmalc

Typist retired
If you find a good home for cash at the moment please share it with me.

I am heavily invested in the markets and am very nervous at the moment given the signs are not good for the future in my opinion

welshman83

Sorry to jump in,


My 5 year should also be due around now but I have heard nothing as of yet, is this normal with NS&I.


I did write to them about 18 months ago to change the address but heard nothing back, I suppose it is possible that this has gone to the wrong address.


Thanks


Welshy

6022tivo

redmalc wrote: »

I am heavily invested in the markets and am very nervous at the moment given the signs are not good for the future in my opinion

I tend to agree, so please let me know also.

I think we are going to get an unexpected last minute swing to the NO's for Europe which will shock the Pound and the FTSE.

I am actually looking at how I could hedge against this by buying some sort of foreign currency, if anyone knows how this can be done via some sort of protected foreign bank account, please let me know.

polymaff

welshman83 wrote: »

Sorry to jump in,


My 5 year should also be due around now but I have heard nothing as of yet, is this normal with NS&I.


I did write to them about 18 months ago to change the address but heard nothing back, I suppose it is possible that this has gone to the wrong address.


Thanks


Welshy

Mine received today, dated 19th - the redemption date. Does it really take a week for a letter to travel?

typistretired

welshman83 wrote: »

Sorry to jump in,


My 5 year should also be due around now but I have heard nothing as of yet, is this normal with NS&I.


I did write to them about 18 months ago to change the address but heard nothing back, I suppose it is possible that this has gone to the wrong address.


Thanks


Welshy

You need to get in touch with them as they usually inform you 30 days before maturity otherwise they will roll it over. Could have gone to your old address.

NS&I Call us free on 0500 007 007

joe134

6022tivo wrote: »

I tend to agree, so please let me know also.

I think we are going to get an unexpected last minute swing to the NO's for Europe which will shock the Pound and the FTSE.

I am actually looking at how I could hedge against this by buying some sort of foreign currency, if anyone knows how this can be done via some sort of protected foreign bank account, please let me know.

Although I hope you are right regarding EU vote, I doubt it, people are being scared witless .
So hedging your Bets on Currency, is like putting a bet on the outcome of the vote;You would be better going to the bookies and taking a punt on the outcome, each way of course:-)
Sleepless nights, not like NS&I Bonds.:)
Currency is short term, leave it to the experts.:cool: