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Buffy's Mini diary

Buffythedebtslayer
Buffythedebtslayer Posts: 18,924 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 2 November 2013 at 1:14AM in Debt free diaries
:xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:

Hello :)

This diary is literally just going to be until Christmas 2013. Mainly because I LOVE CHRISTMAS and tend to over spend, however this year I have Saved £500 for it and am aiming to not spend every last penny of it!

Love Buffy
Nevertheless she persisted.
«134567…13

Comments

  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Saved for updates
    Nevertheless she persisted.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 November 2013 at 8:46PM
    Aims

    This challenge runs from 1st Nov to the 25th December - 54 days or 7 weeks and 4 days.

    1. Recent holiday photos suggest I look slightly more like a chipmunk than I would like.........So I am going to lose 7 pounds before Christmas.

    2. Do not use my Tesco's Credit card until 2014. this is the one I always use "by accident"....I pay it off each month but it isn't necessary really.

    3. November will be a card free Month. Unless online shopping I shall use cash.

    4. I will finish decluttering the bedroom and the conservatory.

    5. I will sort my paperwork out

    6. I will reduce my CC debt by 1000 pounds. (currently 4716)

    7. I will be ready for Christmas on the 15th December.
    Nevertheless she persisted.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    edited 2 November 2013 at 10:20AM
    Goodluck with it all - :)

    PS I'm sure you don't look like a chipmunk.........unless we are related!

    Looking forward to watching from the sidelines, I'm 'off' this year again at xmas as kids are away to their Dads - so will enjoy watching your progress and make some notes for next year when I'm back 'on' again at xmas.

    :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Happy shiny little diary Buffy!

    I shall subscribe and cheer you on, then enjoy a virtual Christmas with you.

    Piq x
    Total debt at October 2008: £67,213.30
    Total debt today: £0     - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138


  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny mini diary Buffy :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hello,

    So day one of the challenge. I haven't used the T CC and I bought petrol in cash. That was the only money I spent I think...oh and some emergency chocolate. The diet isn't great! Rushed out and forgot breakfast!

    Decluttering starts tomorrow. And I paid 12.50 off my CC - now 4700.

    1. Must pledge on the NSD thread,
    2. Must find my ISA book.
    3. tomorrow I will walk the dogs - especially since now I bathed them tonight so they no longer look a sight (I do however - time for pjs and dressing gown, am a bit a damp to say the least!)
    Nevertheless she persisted.
  • Horace
    Horace Posts: 14,426 Forumite
    We must be related too - according to my mum I am getting fat and then in the next breath she offers me home made pie and steak.

    I have started on my Christmas buyings and so far have bought two little treats for me which I will put into a box along with other things so that on each day of Christmas I can have a little present. I think mum put me in the mind for Christmas by showing me a little ornament that she picked up in a charity shop.

    Good luck with your quest.
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Subscribed!

    Quite jealous you look like a chipmunk. I'm definitely more heffalump:o Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I'm like a highland coo :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,383 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great set of challenges! Off to subscribe.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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