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The Naughty but Nice November NSD Challenge
Comments
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Weekly check in for me - only 3 in the bag this week, taking me to 7 NSDs
Time to get serious next week ....LBM Dec 2013, Total Debt £31,992.06 Debt Free Date June 20220 -
Morning from a very grey London (well this part anyway!)
ETO, thanks for updating.
Wednesday and Thursday were spend days at the cinema on 2 4 1 and was disorganised with lunch but Friday, yesterday and today are all NSDs taking me to 7 and 3 in-a-row. I can't remember the last time I got an in-a-row.
Tomorrow will be a spend day as my monthly train ticket expires on Tuesday and I would rather get it after work tomorrow than get to the station early and have to queue. I will combine this with stopping off at the supermarket tomorrow evening with a list I have already made, then I am hoping to get a few more next week.
I am determined that I should not go 3 months without reaching my target.
Happy Sunday!NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Happily, it's a NSD here for me today making it NSD 14.
Only bought some milk and hand cream which come out of the household/food budget.final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
NSD 12
Staying home to tidy and just chill.
I wanted to start a different account on here as the username "Charleybear" Is wearing off. If i created a new account, would I be able to re-join or be switched to my new account?
ThanksSavingsRepayment: £0/£359.00
GeneralSavings: £244.01/£1000+ Dec 15
SPC#1435 £10.29
(£0 banked - waiting for nov 29th to start again hehe)
NOV NSD 9/10
:rudolf:0 -
NSD 12 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Think you would need to ask the board guide cherleybear.
Bought a new duvet today in Sainsbugs.
Not budgeted for.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD 8 today :j:money::D
All I seem to have done today is drive kids to birthday parties!!
(one daughter to a party at noon for a couple of hours,then same daughter plus one of my others to a second party,which I stayed at);so that is my day gone........
If I plan it right,tomorrow might be NSD as well.Am planning to do housework while they are all at school.
And I am sure the good book I have on the go will never distract me,honest,promise,trust me!
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
I'm declaring it officially now... NSD 8:j:j:j
And I got the ironing all done :j
And I caught up on four TV programmes :j
And I didn't put the heating on :j
And I had two hours in a relaxing bath reading my book UNDISTURBED
In all a really good day
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Good Evening Folks,
No NSD for me today, as I did some shopping in A**da and then spent pretty much the entire afternoon cooking. Made vegetable lasagne and chicken and leek bakes for the freezer. Thanks to ETO for the updates. Hope everyone is well.If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
NSD 4 for me.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
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