The Naughty but Nice November NSD Challenge

LeopardPrintsAndTea

hey its charleybear under a new account & name

this would be nsd 13 if i'm allowed to keep my scores if not i'll wait until december to be added again

fedupandskint

No pennies spent today making it NSD 15 today

stripeyjumpergirl

NSDs 8 and 9 caught :j

Bex296

Finally, I made it to NSD 4 today! It's the silly little things that catch me out.... But spending diaries are great.

Congratulations to everyone NSD-ing away, you're really inspirational!

EverTheOptimist

Update 16th, 17th and 18th November

Evening everyone,

Joedenise - congratulations on NSD # 10. :j:j double figures and TARGET ACHIEVED. FANTASTIC WELL DONE. GOOD LUCK WITH THE INCREASE TOO. :staradmin And now declaring NSD # 11 & 12. :j:j. You're doing really well, plenty of days left to reach your next target.
Beth2242 - congratulations on achieving NSD # 8 & 9 . :j:j
LeopardPrintsAndTea aka Charleybear - well done on NSD # 11, 12 and 13. :j:j Such a fab achievement. Good luck with your increased target. And can't see why you can't carry on with your NSD's it's still you achieving them.
Slowlyfading - fantastic stuff, achieving NSD # 13 :j:j and nabbing your 5-in-a-row. Well done. Actually is that now 6-in-a-row??
Saver-upper - well done on NSD # 8. :j:j good on you. Although I'm not sure about your maths from your post. :rotfl: not sure 11p cancels out £50. :rotfl:
Fedup - a fantastic NSD # 14 & 15 for you. :j:j Great stuff, don't know how you do it.
Nargle - nice to see you popping in with NSD # 8, :j:j well done, and good to see you're keeping them safe
flubbery - well done to you on NSD # 10 & 11 :j:j. Good on you for getting into double figures, even though it has been a little enforced. Hope you're doing ok physically and mentally. And sounds like you had a good day today.
getting-there-slowly - congratulations on NSD # 7 for you. :j:j well done. Keep it up.
Bottleofred - well done on NSD # 8. :j:j ooo and those dinners sound nice.
Suziebabe - well done on your NSD # 7. :j:j. Nice to see you, hope you're well.
Candlewick - congratulations on your NSD # 7 :j:j and 3-in-a-row.
AlexLK - well done on popping in with NSD # 4 :j:j
Knit Witch - wow NSD # 14 for you. :j:j Fab achievement.
Strandedinaber - well done on NSD # 6 :j:j. You can still make a good number even if it's not quite target. And wow 14-16 hour days, what a killer.
Cardi80 - well done on NSD 7 & 8 for you. :j:j
Stripeyjumpergirl - congratulations for NSD # 8 & 9. :j:j
Bex296 - well done on NSD # 4 :j:j. stick with it, there are plenty of days left.

And me
ETO - NSD # 8for me. :j:j Sorry for the delay had a poorly baba again last night/ this morning. But means we didn't go anywhere today so another NSD nabbed.

Hey to...

Kerri - Hope you are doing ok, after the week from hell.
Beanie - seems to be a theme to your non NSD's - cake. :rotfl:
Kate_fixing_it - you may not be recording another NSD but sounds like you had a successful day/month so far anyway.
ModestyB - thanks for the link. Hope you are well.

EverTheOptimist

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it can be difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that we can see them easily when we whizz through the posts - red would be best but we don't really mind as long as we can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

kerri_gt

Evening all - busy one here so hugs to all who need them, welcome Charleybear under your new name, and eeek to the days Stranded (says she who is still fielding emails now)

NSD here but no idea how many that is.

Was up for boot camp this morning (though really not that cold still), still working and since I've been home I've knocked up some pizzs dough (first time since I was at school :eek:) bit worried I didn't knead it long enough :eek::eek: and also a batch of brownies, which might have had a little too long in the oven but hopefully are ok. With all that, plus laundry, and cooking dinner all in between fielding emails - I'm pooped!

LeopardPrintsAndTea

Aw thank you ETO!
Honestly I appreciate everyone and this thread!
I couldn't live with out it to be honest...

I just thought that because its a new account it'll be "cheating" so i'd have to wait until next month. Though it really is me behind the new name (lol)

Well done to everyone else too!
you're all doing so great!

beanielou

Busted~Yes coffee & cake are my big weakness.
Part of me thinks that life is too short not too :rotfl: :eek:

kerri_gt

beanielou wrote: »

Busted~Yes coffee & cake are my big weakness.
Part of me thinks that life is too short not too :rotfl: :eek:

Part of me kind of agrees Beanie - so long as you have the budget. Shall I send you up some of my brownie?