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Diary for Motivation Take Two

123578

Comments

  • Fae
    Fae Posts: 664 Forumite
    Hello,

    Headabovewater hope you got HMRC sorted.

    OH got a letter to say his tax code has been changed so fingers crossed it's all sorted for his payday next week (fo some reason he gets paid on the 10th of the month !!)

    Well it's a new month, and the O/D has gone :D, so will be updating my sig with the next debt to focus on. All the cards are 0% so just going to focus on the biggest.

    Have a few more items on ebay and they are going well so a bit more to come in there too.

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Fae
    Fae Posts: 664 Forumite
    Hi,

    So now 27% paid off, :j feels really good. I will have a few more payments this month too, as I havea couple of items going on ebay, and a refund and cashback to come through, and about to send another lot of books and CD's of to one of those places that by them. So should have an even lower number by the end of the month.

    Can't wait for payday as then I will have a 9 as the big number, will be very good to be in single figures.

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Fae - You are doing sooo very well. You must be so pleased :D

    :j Yay to the OD gone and getting near the 9's.

    You will soon be there X
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Fae
    Fae Posts: 664 Forumite
    Just updated my signature in time for payday later this week. Managed to pay of another £60.00 it all adds up.

    Payday should see me in the 9's so looking forward to that. :)

    Got a few more things to pop onto ebay, so will get those done over the next few weeks, it all helps.

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Fae
    Fae Posts: 664 Forumite
    Hi,

    Well it's my payday today, and we have a 9 :T 32% paid feeling very good about that. There is still more to be paid of when OH gets paid so it's going to get even lower, I'm going to aim for an 8 by the end of the month.

    OH has now had his tax back and it's much more that we thought nearly double the amount, so we have put some aside for his Van MOT, because as he has been in full time work long he doesn't have much of a fund for this. We are also going to get the camper van serviced, as it is important to look after these things, are there will still be some left over for extra payments. :) Anything left after the MOT and Service will also go towards debt, we won't be frittering anything away.

    I've also been through our books, CD's and DVD's on the selling sites again and found another £74 worth. so that will help too. So all going in the right direction.

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • beanielou
    beanielou Posts: 96,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hurrah for the 9's :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Very well done fae :T
    Wealth is what you're left with when all your money runs out
  • :j:j:j
    Well done Fae :cool:
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • beanielou
    beanielou Posts: 96,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    :j:j:j
    Well done Fae :cool:

    Wow, you will be DF soon :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fae
    Fae Posts: 664 Forumite
    Hello All,Thanks for the lovely comments :-)Few more payments made and another 1% gone, OH gets paid next week so that will really help too.Our Mortgage fixed rate comes to an end this month, and we have been accepted for a much better rate that will leave us another £100.00 a month better off, so fingers crossed it all goes through if so we will have a new DFD of 28th August (my payday) so really keeping everything crossed for this.OH has been doing lots of overtime so has promised to give me some extra this month as well bless him so we will def see an 8 this month.Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
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